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Woman on disability leases a BMW M6...and claims it is dealer's fault that she can't pay Archived From: Finance

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If a store sold the woman enough rope and a soap to hang herself, would she blame the store?

If somehow the numbers were fudged on a dealership copy, it's irrelevant because it didn't materially alter the contract the woman signed when she purchased the car. I wonder if she simply wanted to keep the car for a few days until the dealer called, said that they couldn't secure financing and took the car back, refunding her the money. I had that happen to a person I know once - for a much-lower-priced used car, too.


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EricGo07 said:Does a BMW branded credit card exist ?

BMW Platinum Visa

Here ya go.


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No one to blame except lady.
People should take responsibilty of their own action rather blaming
everything others.


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the numbers dont make alot of sense, unless this car was optitioned to the gills.

using BMW online payment esitmater. an m6 convertable in CA, with 30,000 down, on a 4 year lease would cost about 1038 a month.
and about 700 dollars a month on a 2 year lease.


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A friend of mine from law school is a fairly successful plaintiff's lawyer. He has dozens of stories about people getting $25k in workers comp or from a lawsuit and then buying a $50k car. They put 10k down and think the payments will just take care of themselves.

You can't fix stupid.


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WalStMonky said: Think about all the people driving around after taking narcotics for their troublesome joints, bad backs, and misc. chronic pain syndromes. Very sobering thought....and lots of them thinking that what they're doing is legal because they got a prescription from an MD.An Rx to treat a medical condition is not a license to murder.

Your post reminded me of a TV advert I saw yesterday while watching golf, which is chock full of BPH and impotence med adverts. The impotence ad felt obliged to state that HIV transmission is not prevented. Made me wonder if the med can do everything *else*. </sarcasm>


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pushback said:itsus said:I was under the impression that people who are "retarded" couldn't get a license.

No where in the article does it say the woman has a license.

I watched the video and it shows her driving. But then again, that might be a body double.


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marketingmike said:Fibromyalgia is the archetypal malingerer's malaise. Not saying anything about your girlfriend.Fibro along with IC, CPPS, and other type of chronic pain symptoms affects more people than you think.

Since conventional medicine basically have given up on a cure, people like us suffers in silence. My friend who wakes up every night after 3-4 hours of sleep still works a 12 hours day and supports his family. Woman (in general) complains more but many man suffers as well, just in silence. Most of them don't use any more health care resource or take any more sick time than "normal" people either. These type of condition don't kill you, just makes you with you could.

You know what's really sad, my friend pays a lot more for life insurace since the suicide rate is a lot higher for people with chronic pain symptoms.


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lostdude said:You know what's really sad, my friend pays a lot more for life insurace since the suicide rate is a lot higher for people with chronic pain symptoms.If it makes you feel any better, I know someone who pays double for life insurance because she has Multiple Sclerosis. Totally understandable that she couldn't qualify for disability insurance, but MS has absolutely zero impact on life expectancy. They just double the premiums because they can.


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pushback said:itsus said:I was under the impression that people who are "retarded" couldn't get a license.

No where in the article does it say the woman has a license.

I didn't say the article did. It also didn't state that she is "retarded." I was responding to what 9000 wrote (that's why I quoted 9000 and not the article)....something to the effect that they'd rather drive a ford as a normal person than a bmw as a "retarded" person. That's all.


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lorcha said:lostdude said:You know what's really sad, my friend pays a lot more for life insurace since the suicide rate is a lot higher for people with chronic pain symptoms.If it makes you feel any better, I know someone who pays double for life insurance because she has Multiple Sclerosis. Totally understandable that she couldn't qualify for disability insurance, but MS has absolutely zero impact on life expectancy. They just double the premiums because they can.There is a very wide spectrum of severity in MS, and of course insurance companies tend to base their rates on the more affected group. I'd imagine partly to pad profit, and partly because of their inability to correctly stratify. To put the article below in context, average tobacco use decreases life expectancy 2.5 - 10 years, per wikipedia.

Neurology is a good journal:
Life expectancy in patients attending multiple sclerosis clinics
A. D. Sadovnick, PhD, G. C. Ebers, MD, R. W. Wilson and D. W. Paty, MD

From the Multiple Sclerosis Clinic (Drs. Sadovnick and Paty), University Hospital-UBC Site, and the Department of Medical Genetics (Dr. Sadovnick), University of British Columbia, Vancouver, BC; the Multiple Sclerosis Clinic (Dr. Ebers), University Hospital, University of Western Ontario, London. ON; and the Sunlife Assurance Company of Canada (R.W. Wilson), Toronto, ON, Canada.

Once multiple sclerosis (MS) is diagnosed, important considerations often include life expectancy and the availability of life insurance. We designed a study specifically to examine life expectancy among MS clinic patients and analyzed the data using standard actuarial methods, both including and excluding suicides. The data show that severe MS disability, as measured by an Expanded Disability Status Score (EDSS) of ≥7.5, is a major risk factor for death with case fatality ratios for this group of patients approaching 4 times the rate for controls. Conversely, excluding deaths by suicide, case fatality ratios for those with mild and moderate disability (EDSS ≤ 7.0) approach 1.4 times and 1.6 times for age- and sex-matched comparison groups. Life tables indicate that the overall life expectancy for MS is only about 6 to 7 years less than that for the "insured" population without MS.


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EricGo07 said:Life tables indicate that the overall life expectancy for MS is only about 6 to 7 years less than that for the "insured" population without MS.Well, with the life expectancy at 78 years now, why should a term policy that expires at age 50 cost double?

Because it can.


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This reminds me of a story a relative told me a few months back. She works for a local credit union and one of her customers had a $70K Mercedes Benz repossesed. Evidently the customer had a 0 down auto loan and only made one payment ($1,500 !!!!) in six months time.

Ghetto Fabulous.


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DiMAn0684 said:I'm just wondering how she pays for gas. With E60 M5 you'd be seeing 10 MPG on a good day...

It is true, and the gas is getting more and more expensive now.


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lorcha said:EricGo07 said:Life tables indicate that the overall life expectancy for MS is only about 6 to 7 years less than that for the "insured" population without MS.Well, with the life expectancy at 78 years now, why should a term policy that expires at age 50 cost double?

Because it can.
In the article I quoted, case controls are age matched.


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If she would have done "anything" to get the car I could think of a couple of ways of her making the money for the monthly payment.


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longwood8 said:A friend of mine from law school is a fairly successful plaintiff's lawyer. He has dozens of stories about people getting $25k in workers comp or from a lawsuit and then buying a $50k car. They put 10k down and think the payments will just take care of themselves.

You can't fix stupid.

Amazing@!@


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marketingmike said:NeuroSynapsis said:do178b said:My guess is that this woman suffers from fibromyalgia.

with a GF who suffers from Fibro, this comment makes me go WTF


Fibromyalgia is the archetypal malingerer's malaise. Not saying anything about your girlfriend.

Spoken like a true idiot!


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A dishonest car salesman? That's terrible. What's next? Dishonest lawyers? What is this world coming to?


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Ha Ha Ha, she got what she deserved .. oh wait she doesn't deserve a car like that .......


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