hey schrute, if you're still interested, there are no fees to transfer money into the account. if i remember correctly, you can only set up the transfer FROM WITHIN Amboy's account page. You cannot push/pull from an external account. *i may or may not have gotten this last detail confused with my EmigrantDirect account*.

aside from this, the maximizer works fine. they don't have the prettiest account management screens. but rates are reasonably high (especially good for the first 6 months if you're an NJ resident), fast transfers.

the thing to watch out for is that if you have less than $1.00 in your account at month end, you will *NOT* get paid your accrued interest. so, always leave more than $1.

I actually got a call on my mobile the day after I transferred a large amount out. I thought they were going to harass me, but turns out to be a nice customer service rep who called to remind me of the $1 / interest accrual thing. I was extremely impressed. she saved me ~$175