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Just received a couple flyers with an HSBC banking statement (not going paperless on all banking and credit card statements is not such a bad idea).

The first is Interest Checking Account - $75 bonus. See the terms at us.hsbc.com/checkit or call 866-257-3209 or visit any HSBC branch.

The other is Premium Money Market Plus Savings - $50 bonus. Go to us.hsbc.com/saveit or call 866-257-3209 or visit any HSBC branch.

There is also a $25 bonus for Regular Savings Account as well.

All these offers expire 3/31/08 and require $3000 initial deposits ($500 for Regular Savings), and will be paid out within 6 to 8 weeks after account opening.

What I am curious about is whether I qualify for any of these bonuses considering I've had these accounts before to collect past incentives.

Good luck!

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I was curious what "Interest Checking" means to HSBC. 0.05% APY is the answer

Note that you have to keep the account open and active (not sure what they mean with "active") for 6 months or else they might charge you the amount of the bonus.

Ecuadorgr said: I was curious what "Interest Checking" means to HSBC. 0.05% APY is the answer

Note that you have to keep the account open and active (not sure what they mean with "active") for 6 months or else they might charge you the amount of the bonus.


"active" means a transaction. I keep my HSBC checking account "active" by auto transfering five cents to savings (and back) once a month.

For the checking account....

To qualify for $75 offer, you must open an Interest Checking Account with an initial deposit of $3,000 of new money. 
And for the savings account...
you must open a Premium Money Market Plus Savings Account with an initial deposit of $3,000 of new money
you must open a Regular Savings Account or Student Savings Account with $500 of new money and authorize automatic transfer of $10 or more from your HSBC checking account to your HSBC savings account

m4, can you put a couple of hard returns in your post, to keep everyone from having to SCROLLLLLLLLLLLLLLL!!!!!! PLEASE?


Hard pull online?

turrdog said: All these offers expire 3/31/08 and require $3000 initial deposits ($500 for Regular Savings), and will be paid out within 6 to 8 weeks after account opening.

On the website, it seems to be saying that these offers will expire on 2/29/2008? Do you know somehow that they will extend it when the "expiration date" comes?

Does anyone know how long the accounts must remain open w/ minimum funding both to avoid fees and to keep the bonus? I saw the response above about keeping "active" by shuffling money around, but that's part of it only.


Putting $6K into accounts barely earning interest means foregoing about $15-$20 / mo in interest. Keep that too long, and the bonus is basically foregone interest.

The terms are the same as on the site, except this coupon says it expires 3/31/08. Directions for the banker include promotional code FBI75 for Interest Checking and FPM50 and FRS25 for the two savings accounts.

tolamapS said: Does anyone know how long the accounts must remain open w/ minimum funding both to avoid fees and to keep the bonus? I saw the response above about keeping "active" by shuffling money around, but that's part of it only.


Putting $6K into accounts barely earning interest means foregoing about $15-$20 / mo in interest. Keep that too long, and the bonus is basically foregone interest.


I opened an interest checking for the $75 bonus, transfered the $3K right away to online savings (so still with HSBC) and received a $75 "interest adjustment" two weeks later.

So no need to let the money sit completely idle - I just don't know if there'll be any trouble if I transfer the $3K to another bank within the first 6 months...

To avoid fees the checking account needs a DD every month - I'm assuming an ACH push will be fine.

is this still on or dead?

2cheap4ebay said: tolamapS said: Does anyone know how long the accounts must remain open w/ minimum funding both to avoid fees and to keep the bonus? I saw the response above about keeping "active" by shuffling money around, but that's part of it only.


Putting $6K into accounts barely earning interest means foregoing about $15-$20 / mo in interest. Keep that too long, and the bonus is basically foregone interest.


I opened an interest checking for the $75 bonus, transfered the $3K right away to online savings (so still with HSBC) and received a $75 "interest adjustment" two weeks later.

So no need to let the money sit completely idle - I just don't know if there'll be any trouble if I transfer the $3K to another bank within the first 6 months...

To avoid fees the checking account needs a DD every month - I'm assuming an ACH push will be fine.
can you confirm this?

SegaRob said: can you confirm this?

Yes - I can confirm.

Have been pushing once a month from ING Direct and have not been hit with any fees yet *crossing fingers*.

I went directly to the bank, and the promotional code is Sm75B



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