not exactly a repost, as OP is also asking about the Credit Report Card at credit.com.

Can you get your report every day? If so, what CRA do they pull? Always looking for more free b* services.

Yeah, it does look like it's a TU report. I got mine and here is the small print...

"This report card was pulled on 02/26/2008. Your Report Card will expire after 90-days.

Your Credit Report Card uses real credit data from the credit bureau, TransUnion, and an authentic credit score. This data is not estimated."

It looks like every 90 days

I agree, I like the credit report card better... it at least gives a summary.

This is more helpful than credit Karma. I like the scorecard feature.

Unless I'm mistaken, the scorecard tells you whether you're "Excellent," "Very Good", etc. (from a range) instead of giving you an actual number, unless you upgrade (for a fee) to the full report?

Other than that, very informative especially the analysis and breakdown of different categories.

busterbaxter said:thanks OP. I had problem with verification in Credit Karma but am fine with Credit Report. Don't both of them use TU?

very useful tool. I do get a C in Inquiry part but I have only 1 inquiry for the past 1 year!

Buster

TU doesn't keep your address very good at all, my address is (P O box XXXXX), TU has it as (XXXXX P O BOX).

Someone else had a problem and after figuring out how their address is listed on TU they were able to pull their score from CreditKarma.

Using B*, I was able to B* my address off of my TU. So their system isn't vrey good,,,,, Better for us

win333 said:busterbaxter said:thanks OP. I had problem with verification in Credit Karma but am fine with Credit Report. Don't both of them use TU?

very useful tool. I do get a C in Inquiry part but I have only 1 inquiry for the past 1 year!

Buster

TU doesn't keep your address very good at all, my address is (P O box XXXXX), TU has it as (XXXXX P O BOX).

Someone else had a problem and after figuring out how their address is listed on TU they were able to pull their score from CreditKarma.

Using B*, I was able to B* my address off of my TU. So their system isn't vrey good,,,,, Better for us

you're right. I just look at my report card closely and notice this "xxx box po xxx" which is even more ridiculous than yours. It also seems the verification process of Report Card is more lenient, since I put in my home address for verification but my TU report has that weird PO thing.

win333 said:busterbaxter said:win333 said:busterbaxter said:thanks OP. I had problem with verification in Credit Karma but am fine with Credit Report. Don't both of them use TU?

very useful tool. I do get a C in Inquiry part but I have only 1 inquiry for the past 1 year!

Buster

TU doesn't keep your address very good at all, my address is (P O box XXXXX), TU has it as (XXXXX P O BOX).

Someone else had a problem and after figuring out how their address is listed on TU they were able to pull their score from CreditKarma.

Using B*, I was able to B* my address off of my TU. So their system isn't vrey good,,,,, Better for us

you're right. I just look at my report card closely and notice this "xxx box po xxx" which is even more ridiculous than yours. It also seems the verification process of Report Card is more lenient, since I put in my home address for verification but my TU report has that weird PO thing.

My TU has your example as my previous address I think a 12 year old wrote their program in the 80's.

I also looked at my wife's report. Her residential address is the combo of 2 worlds - XXX + current residential address with typo + po box + YYY, where XXX is current PO box number and YYY is former box number! I guess they don't completely erase the old entry when you update your new address. Rather they just pick a random place to insert the update!