If you dont already have a personal checking account, I would do that first to avoid monthly fees on the biz checking account...

ceobeaver said:Do they do a hard pull when opening?
Yes, unless you already have another account.

if you currently have a checking account with BofA, then no hard pull. Otherwise, its a hard pull.

Offer applies to any new business checking account opened with a Visa Business Check Card before March 31, 2008

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Wht does this mean?? Can i still open account if m not a business gal

ONLY US citizen can apply online!

djspray said:I'm being told by a online chat CSR that the code M100BUS still works (it's an old offer), and does not require funding during opening of the account. She says that it just needs to be funded within 30 days of opening the account, and has the same terms of the other offer, $100 gift check within 60 days of opening.
Nevermind, looks like these are all features of the new code, and the Check Card is sent automatically. From the page after submit:
3. If your new account is approved, we encourage you to fund your new account with at least $100 within 90 days. Your account will be opened initially with a $0 balance. Upon funding the account, we will automatically send you a new Bank of America Business Check Card.

theCompDude said:Wow, this offer can be really abused. its limit one bonus per business.
I can have hundred's of businesses with zero income!I'd assume it would be one per SS# regardless of if you use different biz names, but otherwise yes, only limited to the number of taxIDs you have to use. But by all means give it a shot and let us know.......

Are you guys getting instant approvals?.
Thank you for choosing Bank of America. You've applied for the account listed below:
Business Economy Checking
Your application will be reviewed within 1 business day.
Next Steps
1. In order to approve this application, we need to verify your business. Please gather the following information and fax along with the fax cover sheet to 1.866.912.9570
Business Verification Information Required
Sole Proprietorship:

* SSN or Business Tax ID Number
* Business name filing document, such as a Fictitious Name Certificate or Certificate of Trade Name, showing both business and owner's name, or
* Business License showing both business and owner's name

If the business name includes the owner's full or last name, no documents are required.
2. When your application has been reviewed and your business verified we will send you an email asking you to log back in to get information about your new account, such as account opening disclosures and fee schedules, signature card, etc. Please make sure your email SPAM filter is set to allow emails from Bank of America.
3. If your new account is approved, we encourage you to fund your new account with at least $100 within 90 days. Your account will be opened initially with a $0 balance. Upon funding the account, we will automatically send you a new Bank of America Business Check Card.
If you have questions about your application, please contact us at 1.866.460.1287 to speak with a Small Business specialist. Specialists are available to help you from Monday - Friday 8:00 a.m. to 7:00 p.m. ET.
Return to the Small Business overview page.

datauser01 said:ONLY US citizen can apply online!
Not really. As long you have a SSN and a credit file, you will be ok.