CanisMajor said: Has anyone else had problems with Mint and Personal Capital updating Alliant accounts? For about a couple of weeks now neither aggregator has successfully accessed my Alliant balances or transactions. In fact it seems that I get locked out of my Alliant accounts on a weekly basis due to these services unsuccessful access attempts. I sent a message to customer service and they say that they were aware of the problem and it has been fixed but I continue to have this issue. I haven't had any issues with Mint.
I just want to say that I have NO idea why I was so hard headed about getting Alliant. The 1-day ACH transfer is one of the greatest features of any of my bank accts. I have to move money around so often that it's good to be able to move money at a max of 2 biz days. And if money stays in the Alliant acct, 0.65% isn't the worst APY to get for just sitting there.
cdancer20 said: I just want to say that I have NO idea why I was so hard headed about getting Alliant. The 1-day ACH transfer is one of the greatest features of any of my bank accts. I have to move money around so often that it's good to be able to move money at a max of 2 biz days. And if money stays in the Alliant acct, 0.65% isn't the worst APY to get for just sitting there.
Agreed. Alliant is the quintessential, it is the perfect, hub account provider. The free one-day ACH thing is amazing, and very useful. I mean, only thing better would be same day service, and that can cost as much as twenty bucks a pop! Free next-day ACH service is better than having to pay for same day service. And there is a lot less hassle, too, using Alliant's completely automated ACH transfer service, than with all the paperwork that sometimes can be required to wire funds.
Alliant is such a no-brainer. I've been a member for a number of years, and never at any time during those years have I even considered making a switch.
There was one time a few years back, though, that I got a scare. I overdrew my checking account and Alliant had to do a savings account withdrawal to cover my error. The entire matter caught me totally by surprise. I gritted my teeth and braced for the certain penalty.
Concern turned to laughter shortly thereafter, though, when they hit me with a whopping three dollar ($3!) penalty. I'm like: You guys missing a zero or something?! That was pretty cool. Ya gotta love a credit union like that!
Ally bank is just as fast as Alliant when it comes to ACH, it's my ACH hub. For some banks, if you provide id/password, you could setup external transfer relationship immediately instead of having to wait for verification deposits. Plus it has Nationwide unlimited ATM reimbursement, and higher interest rates .9 vs .7. They would have been my main bank if they had added mobile deposit and billpay earlier than just a few months ago. USAA is my main bank. Problem with Alliant is the restricted ATMs, who really wants to look for an in-network ATM? I still have some dormant money in Alliant hoping one day they will have something the other banks don't provide.
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
Earn Cash Back while you shop - just 3 simple steps.
1. Sign Up so we know who to pay! (It's FREE.)
2. Shop through FatWallet for deals from your favorite stores. Your online purchases earn Cash Back that builds in your FatWallet account.
3. Get Paid by requesting a payment via check or PayPal.
FatWallet coupons help you save more when shopping online. Use our Coupons Search to browse coupons and offers from thousands of stores, gathered into one convenient location.
As part of our FatWallet Community, you can share deals with almost a million shoppers in our forums. Forum content is generated by consumers for consumers. Share deals, money-saving tips, and more. It's FREE, fun, and addicting.
Our customer experience team is here around the clock - real people ready to assist.