November Savings rate is 3.75%. Its unchanged. Called them today.

Alliant has offered consistant rates now for several years. Sometimes they are not the highest, but they don't do teaser rates only to drop them to nothing when they've reached the amount of money to which they set their goal. Excellent service trumps a small percentage offered by others.

Craig

Congratulations for consolidating accounts.

But, c'mon, you switched to CNB for the promo rate, If that ain't rate chasing, what is?

Honestly, watching you switch multiple accounts every month makes my head spin. LOL!

Here's what I have; Savings accounts with Alliant CU and Provident Direct, because they don't fluctuate a lot, and don't do promotions, or offer temporary teaser rates. They are also very easy to use with fast transfers and have reliable service.
I use Ascencia and ING for CDs. I'm also a member of several other credit unions but I haven't parked any funds in them at the moment.

One reason for not switching accounts a lot is the hassle and you also usually lose interest days when transferring funds.
Plus it's more work on your income taxes.

So, while "others" switch accounts every month and expand or diminish the number of accounts steadily, I stay steady by sticking with the old reliables with the least restrictions.

craig10x said:Argyll said:craig10x said:I use to have an account with Alliant...no, there is no restrictions on the number of transfers in, as far as being free....but it's six going out, just like any other Savings or Money Market Account (federal law)....

You love 'em and leave 'em, eh?
Still love them...but as i previously mentioned...while others keep expanding the number of accounts they have, i decided to go the opposite route...trim to the bare bones...It's just CHASE (main day to day banking) CNB Bank Direct (High yield 4% apy account linked to Chase) and E Trade for Brokerage...and that is it!

However, that doesn't change my opinion of Alliant..excellent rate...excellent free atm coverage and excellent customer service.....highly recommend them!

3.75 is pretty good rate. when most of the online banks are decreasing interest rates, Alliant is maintaining the rate consistently. Thats really wonderful!!!!

whats the APR for December? Any one called them.

They don't usually set the rate till after the 20th of the month.

The top 50 credit unions:

http://creditunionaccess.com/top50creditunions.htm

Alliant ranks 8th in assets and 30th in members

NDogg said:Argyll said:The top 50 credit unions:

http://creditunionaccess.com/top50creditunions.htm

Alliant ranks 8th in assets and 30th in members

interesting asset/member ratio

This is very likely because their savings account is one of the highest, if not the highest, in the nation among credit unions.

Good list. I am also member of two of the very strong credit unions. Thanks.

Thanks, Its a good list.