I've been lookin around online for a joint banking account to open with my son. Does anyone have any suggestions? (interest rates/sign up bonuses aren't needed, but they sure do help :-D)
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- DjBlic
- Senior Member
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posted: Mar. 10, 2008 @ 6:24a 
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- mewannaxbox
- Broke Member
Do you want an online bank or an accoount that you can access online? If the later then just goto your favorite bank and open a custodial account.
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- lorcha
- Cranky Member
DjBlic said:I've been lookin around online for a joint banking account to open with my son. Does anyone have any suggestions? (interest rates/sign up bonuses aren't needed, but they sure do help :-D)Call your bank.
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- bobes
- Senior Member
you can search for custodial acct here...
I was able to open up a bank acct with ingdirect with my 6 month old as the primary and me the secondary.
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- DjBlic
- Senior Member
I want to open an online checkings account (Similar to ING Direct's Orange Electric) The problem with ING Direct is that they will not let me and my son sign up because he is only 16 and not 18.
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- Glitch99
- Senior Member - 2K
DjBlic said:I want to open an online checkings account (Similar to ING Direct's Orange Electric) The problem with ING Direct is that they will not let me and my son sign up because he is only 16 and not 18.Alot of times banks will allow minors to open accounts but not through the streamlined online method. Example - BofA will allow a minor to open a standard MyAccess checking account (the ones with $100 bonus), but it has to be done in-branch... Online applicants must be 18. I'm sure Ing will open an account for him (esp if you are listed as custodian) if you call.
But being 16, I'd think it'd be best for him to open an account at a bank with a local branch, so that he can easily make deposits and be introduced to the banking system face-to-face, and then an online HYSA to accumulate any savings.
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- bobes
- Senior Member
DjBlic said:I want to open an online checkings account (Similar to ING Direct's Orange Electric) The problem with ING Direct is that they will not let me and my son sign up because he is only 16 and not 18.
Interesting... I was able to open one up at INGDirect for my daughter when she was 6 months old but it was a savings account and CD, not a checking acct.
Message edited by: bobes on 2008-03-10 17:47:36 CDT-
- TheTigger
- Senior Member
bobes said:DjBlic said:I want to open an online checkings account (Similar to ING Direct's Orange Electric) The problem with ING Direct is that they will not let me and my son sign up because he is only 16 and not 18.
Interesting... I was able to open one up at INGDirect for my daughter when she was 6 months old but it was a savings account and CD, not a checking acct.
This is quite opposite to my experience.
ING took over Netbank and they closed all my custodial accounts & CDs.
Reason given: "ING does not support custodial accounts"
I am still looking to open custodial a/cs with another online bank.
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- chocula
- Broke Member
How much will you keep in it?
If it is a minor's account, my guess will be that there will nto be much in it.
If that is true, 5% or 1% interest will not make much of a difference.
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