Well I can't thank all of you on FWF enough, all your help has made all of this possible.
Link to my SoleProprietorship rolling AOR 1.0-5.0 I ended up doing 5 AORs in the last 5 months, to make up for my low credit scores, I also carry balances as well on my biz cards. Credit scores are better now, they were mid 650s when I found FWF.
Income 300,000+ TC FAKOs TU 748 Exp 699 (frozen) EQ 759 waiting for TU to show 15,000 to my merrill card, so score should rise INQs TU 0 EXP 20 EQ 1 (choppage)
Goals- As much 0% BIZ credit as possible, even if it's 0% on purchases only (Any 0% puchase card that aren't the usual, I'd love to add. I've been coming up with ways to get the money off the cards as a purchase. Also a few personal apps this time. maybe some signup bonuses. CITI 40,000 TYP funded with a credit card
I plan on copying Venturions, 2ndCore AORs and adding atleast a few more apps and removing some of the chase apps. I also plan to unfreezeing my Experian for 1 day so I can apply for my known Experian pullers. I also plan to only leaving my TU unfrozen for my Crap1 app and my USbank apps, if USbank doesn't give me the BT screen then I'll unfreeze my EQ so they can pull it. Most creditors in my area pull EQ, so if I can steer some to pull my TU (fast B*) I will.
PERSONAL
Merrill 46200 5442 No guts to CLI, card is 6 months old,
chase home 10000 0 CLRed 25K to biz early march Now Awaiting CLI (not to smart I think)
Chase 1000 12
chase free 1000 265
citi 17600 0 Awaiting CLI
first nation 10100 0 Awaiting CLI
providian 8500 0
WAMU 7000 0
discover 7800 0
Bofa 10000 0 CLIed in DEC 3K--->10K(BofA on crack)
Bofa 200 0
suntrust 900 -3.95 CLIed in FEB.
juniper closed 0
principal bank 7000 65
Citi home reb 10000 0
total 139200 5780.05
BUSINESS
citi 24000 22519 Awaiting CLI (no hope)
Bofa 31000 29333
AMEX 2200 950 CLIed 2.2K--->24.9K looks to be approved:D but it's denied:(
AMXblue 15000 12769 CLIed 3K----->15K in DEC.
AMEX 24900 710 Clied 2 days ago, 6K----->24.9K
chaseBUSI 34000 30380
bank Atlantic 20000 19175 CLIed in Feb 500----->20,000
FNBO 12000 11260
chase ups 15000 13420
chase prof 20000 17672
bofa power 10000 9573
M&T bank 5000 4850
Citi pp 12000 474
suntrust 5000 2013
advanta 2500 2267
usbank SOLEP. 10000 3833
usbank LLC 15000 75
capone 5000 50
total 262600 181723
pers+busi 401800 204703.05
per+busi+llc 445800 205074.05 This total is with all my store biz accounts
* * List with links to come, I'm really busy so I hope you guys will help me with whatever I might be over looking.
I know I'm showing alot of balances but Venturion seemed to do fine, even with high biz utilization on his SoleP. I'm planning on using the credit to get my Business in order, replenish my cash and hopefully remodel some properties so I can sell them if the market is right. If the market isn't right, then My 2nd LLC is already underway
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Homedepot biz store card (for util) no INQ NO PG ***approved instant for LLC**** lOOKS LIKE THEY PULLED A SOFT ************AM3X************************** 1 pull on experian 1)Blue from AMEX Personal 0% 15 month on purchase =(had to call to verify address) **instant 10,000** 2)AMEX Platinum biz = ***denied*** 3)Delta skymiles=***deferred*** but asked for names of additional employees for cards *****denied***** 4)Hiltonhonors *****deferred***** *******CANCELED APP******** 5)AMEX SPG Biz Deferred *****5,000****Applied for LLC but approved for SoleP. (I had a 50 day old app in progress) ?) AMEX gold charge card ****pre-approved no INQ or application needed****** REQUEST PIN, THE GUY LIED ************BofA************************* 1 BofA EXP and 1 FIA EQ pull 6)BofA NEA = deferred = Approved *****5,000***** I have a 46,000 merril card with a 44K BT 7)BofA biz plat plus= deferred ***CANCELED**** 8)BofA biz NFIB= deferred ******CANCELED***** 9)BofA biz Power rewards= deferred *****CANCELED****** 10)Invitation for LLC BofA Platinum biz card 0% 12mnths uncapped BT= Deferred ******30,000******* *************HSBC****** 1 EXP INQ********** 11) HSBC Cash rewards= Deferred, I used the *find my offer* link and it popped up 3 cards. Approved ****9,375**** 12) Associated bank = Deferred (screwed up, my EQ was frozen) 13) Citi Biz with TYP = Deferred (EQ frozen) 14) Citi Platinum AMEX = Deferred (EQ frozen) 15) Citi A/A Biz = Deferred (EQ frozen) 16) UsBank Select rewards biz = Phone app all accounts are = Deferred *******APPROVED 7,500******* 17) Cap 1 = Instant approved no credit limit (Pulled EQ and TU only because Experian is frozen) ****5,000**** 18) UsBank rewards visa = Denied (duplicate as the Invitation I think) 19) UsBank visa Biz = Deferred (but asked if I wanted a BT, in the past has ment approved) this was for my SoleP. 20) UsBank Baylor = Denied 21) Citi PP Elite = Defferred = Approved ***11,000*** (I unfroze EQ and instantly got the accesorize page) 22) Chevy chase Biz = Deferred 30 day notice 23) Chase visa Biz = Deferred 30 day notice 24) Chase AMA Biz = Deferred 7-10 day notice 25) Chevy chase personal = Deferred 7-10 day notice ********APPROVED 15,000********* 26) Juny I fly = Deferred = ******APPROVED 10,000******** Recieved welcome Email. 27) PNC my rewards visa = Deferred *********DENIED********** 28) Citi Cash Returns 5% = Deferred = approved ***15,000*** (got the accesorize page) 29) Discover Biz = Deferred (no pull, Exp frozen) *******REQUEST PIN, I WON'T BOTHER******** 30) Juny National parks = Deferred= ****APPROVED 20,000******** 31) Cambridge trust = Deferred 7-10 day ****APPROVED 7,500*****
So far: 150375 major credit cards 18,900 AMEX CLI biz 15,000 Homedepot biz ***NO PG*** 3,250 CLI on Staples account ***NO PG*** 187,525 including non 0% biz credit
It looks like AMEX platinum biz and the Delta skymiles must have checked my business Equifax and seen all my balances according to the decline letter.
Message edited by: win333 on 2008-04-27 01:00:56 CDT
Win333 I have not been keeping up in the CC game lately, I wish I had been because you help me so much in the pas. I wish you the best of luck and will be watching.
markkundinger said:A great number of the apps you list seem to be personal card apps, not business card apps.
If this is the "LLC" AOR... why?
I know mark, i'm going to do a few personal and *ROB* from venturion's and Secondcore's AOR and any others, i'm just so damn busy, it will take me a bit to put it together.
I lose my internet connection atleast once a day, so I saved my OP before I lost it. After spending all that time formating my current cards I didn't want to paste it to a file and possibly lose my formatting.
EDIT: Just after I posted this, I went to edit the OP. I typed it up and click update and lost my connection This crap pisses me off!
Message edited by: win333 on 2008-04-01 11:20:15 CDT
win333 said:I want to do about 30 to 40 apps if WE can find that many. If you need some apps, especially Biz apps here's some to consider: 1. A list of lots of Biz Apps(and some personal too) from my recent Mini Biz AOR as well as Apps I plan to apply for in the future, though the Biz apps are largely from smaller banks outside the big issuers. 2. A list of lots of Apps(50/50 personal and Biz) from my December AOR, which has lots of cards you probably already have or are considering applying for. 3. SecondCor521's list of Apps from his latest AOR, that I know you mentioned but that you could probably mine for more apps if you wanted.
Message edited by: jevon90 on 2008-04-01 13:31:53 CDT
I really need some help with this, I'm planning on trying to run VERY HIGH volumes thru a rewards card. I don't know much about the rewards cards but understand most have dinky CAPS on the rewards you can earn.
I think Jevon knows alot about this, so your favorite AMEX cards are needed. Even if they are Charge cards! I need as many rewards cards that don't have rewards CAPs, either Cash rewards, miles or TYP.
I need a CITI AMEX with a 0% 12 month FEE or NO FEE BT offer, is there such a card? I found 2.99% YUK!
I have no idea how to put all the REWARDS together right but I guess i'll be learning soon
Also what are the best US BANK cards, now that there are no FEE BT's?
EDIT: Am3x uses 2 banks (I see) to issue their cards, Centurion bank and Am3x bank FSB. I wonder if there are more and if they are different credit bucket?
Message edited by: win333 on 2008-04-01 18:10:13 CDT
win333 said: I think Jevon knows alot about this, so your favorite AMEX cards are needed. Even if they are Charge cards! Thanks for the mention but honestly, I think you'll have to search through some lists or issuer webpages to find what you want. I was going to suggest AMEX Blue for Business as that's usually a 15 month 0% for purchases but the OP says you already have one. Also I find BOA and Cap1 are better at giving 0% purchases promos then 0% BT promos. Other than those lists that's all the info I think I have. Best of luck.
jevon90 said:win333 said: I think Jevon knows alot about this, so your favorite AMEX cards are needed. Even if they are Charge cards! Thanks for the mention but honestly, I think you'll have to search through some lists or issuer webpages to find what you want. I was going to suggest AMEX Blue for Business as that's usually a 15 month 0% for purchases but the OP says you already have one. Also I find BOA and Cap1 are better at giving 0% purchases promos then 0% BT promos. Other than those lists that's all the info I think I have. Best of luck.
Sorry Jevon, my bad, It's DOLMAR who RACKS the heck outta rewards points.
Also I'm working on the OP and find it confusing while i'm searching and adding cards, so I put lines in between each card so it's easier to where each link ends in the editor.
I'll remove them, I still have to shuffle these things around and who knows what else.
So it's still a work in progress
Message edited by: win333 on 2008-04-02 02:10:52 CDT
Is CRAP1s limit 1 app per 45 days or 1 biz, 1 personal per 45 days?
Well thats it for tonight, what a pain!
It looks like I have to many Elan/usbank cards but in my last AOR I was able to get 1 card per biz on 1 INQ. So I'm hoping for the same type of results.
I have a few more personal than I planned on But if I got all of them, I'll CLR and close about 1/2 of them.
I need more biz cards, it seems like i'm missing some but I've been looking at it for too long.
HELP!
Message edited by: win333 on 2008-04-02 01:44:28 CDT
SecondCor521 said:#33 on your list is no good for BT's per the T&C.
Good luck,
2Cor521
I'm not really worried about cards with uncapped BT FEE's, I can make purchases for my business or my brothers business to get the cash.
I'm torn on wheather or not to do all the personal apps, If I get a bunch of new accounts then my AOR days are over for atleast 6 months or longer.
For anyone who is interested, listityourself.net worked WONDERFUL, I listed my Cell phone as my business phone for my LLC and my other Cell phone for my SoleP.. It took 48 hours to get it listed
I made my new MAJICJACK my home phone number, it has an answering machine with each account, and it can be forwarded.
I have a bunch of empty apartments, I can make each apartment a new business with it's own phone and business reports. I figure my BIZ AORs can earn as much as renting an apartment LMAO!!!
Anyone need a biz address? I have plenty of them
Each of my apartments brings in about 7200 per year after costs, heck 200,000 in 0% can do that without the headache of any tenants. You gotta love it!
I need all the biz cards I can get my hands on, even if it's just 0% on purchases. So keep them ideas coming!!
There is a 2/1 duplex in my area, all brick. Listed at 89,900 to 79,000 to 69,000 to 59,000 to 49,900 and now is 44,900! Damn that looks tempting. The units rent for about 500 per month. Just a thought.
I need some good BofA business credit buckets, any thoughts?
I don't care about the BT fee, I have a 0% 75 fee biz card right now and there is always on offer on it for me.
I applied for my SoleP. for the us air biz card (I think) and they sent me a power rewards card, so I figure it's the power rewards card is a different credit bucket than my BofA platinum plus biz card.
Message edited by: win333 on 2008-04-02 16:37:57 CDT
There might be a few other apps that would work for you.
Thanks stook2001, i've added a few of your apps to my list.
I was digging thru my invitations and found my USbank select rewards visa plat biz app, NO FEE BT. expired 3/31/08 I'm going to submit it anyway, it's for my LLC.
There website doesn't have 0 fee BTs.
Message edited by: win333 on 2008-04-02 19:39:37 CDT
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LMAO!!!
You gotta love it!
