Promotional Balance Transfer APR: A 0% fixed APR for 12 months from the Account Opening Date ("Account Opening") on balance transfers made at Account Opening or transfers made using the Promotional Convenience Checksb that arrive with your Welcome Kit
Balance Transfer fee (including Convenience Checks): Balance Transfers made at time of account opening or made by using the three (3) Promotional Convenience Checks that may arrive with your welcome kit either within six (6) months of account opening or by April 30, 2008 (depending on offer): 3% of the amount of the transfer ($10 minimum, $75 maximum).
adityanm said:It all depends on the CL you get if it is worth paying $75 when bank yield are about 3%. You can do better than that if you shop around. There are Reward Checking accts still paying 5-6%, and 5 mo. CDs (xfcu) yielding 5%.
I've never dealt with Wachovia before, can anyone confirm that you can deposit the convenience checks into a personal checking account and they will count as a BT and not as a cash advance? TIA
jlgrandam said:I've never dealt with Wachovia before, can anyone confirm that you can deposit the convenience checks into a personal checking account and they will count as a BT and not as a cash advance? TIA
Yes. * BUT * they MUST be payable to yourself. If they are payable to "CASH" then they WILL be a cash advance, according to my CSR and personal rep last year when I included them in my BT-arbitage. But, like I said, the check can be payable to yourself or anyone else.
Has anyone applied for both business and personal cards with success?
Also, when doing the personal application, I was asked "what do you want your credit limit to be?" Seemed kinda odd, I said 75K. Didn't think that was too crazy since Chase gave me 70K and I'm making more $ now. My application was sent to "review". Are others getting this question - what do you want your credit limit to be? I coulda said 1 million.
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