Pulling the trigger! Woo hoo!

Applications are done. Results in Quick Summary. Did not anticipate all the deferrals, and did not anticipate the dual-CB pulls US Bank and BofA. Leaving EQ locked and TU unlocked to allow National City to go through.

dougneb said:swishyx said:BUS: Chase Business Platinum Visa 0% 12 mo $99 BT capped - **Instant decline?** Your credit card application has been received and we will be sending you a response via U.S Mail within 30 days. May have failed due to EQ freeze.

Nice detail on the update. I got the same response from Chase when I applied for a Chase S0NY in my personal A0R:

Thank you for submitting an application.

We will notify you of your approval status in 30 days by U.S. Mail. In the meantime, please refrain from submitting any additional applications. We will only be able to consider your first application.

I found out four days later that I was approved as the Chase S0NY appeared with my other Chase cards online.
Thanks for the detail. I was pretty surprised by the Chase response. I hit the submit button and BAM, instant we'll-get-back-to-you. Clicking on links in the forum takes more time to process!

ETA: Almost definite that the EQ freeze kaboshed the Chase app in some form. There is no Chase/First USA inquiry on any of my reports. If they pull TU it will presumably be a manual process.

swishyx said:What are people's experiences with Discover Business initial CL? Trying to decide whether it's worth applying.

I haven't done a Discover Business but looking through A0Rs, it appears between $5K and $7K.

Discover business has been very stingy with CL. I got $8k initial CL, which is several times less than my other biz cards. Even after over a year of heavy usage there was no auto CLI. I asked for a no-hard CLI they only gave $1k. Your best bet might be reallocating from personal lines.

Sounds like Discover isn't going to cough up much. Will ponder what to put in its place, if anything.

Anybody think I should freeze EX? EQ is frozen, TU is still open for Chase & National City.

Status of all Citi apps: Approved.
Associated Bank: $15K.
CitiBusiness: $6K.
Home Rebate: $5.3K (odd number...)

dougneb said:swishyx said:Home Rebate: $5.3K (odd number...)

That is odd. My BOA NEA Rewards was $5.3K also.

Did you call or find a link to check Citi status?
Called.

Citi Status 888-201-4523 (incl. Associated Bank)
CitiBusiness Credit Card Status 800-288-4653

Both automated. But on the personal side since I had 2 apps, it shipped me to a rep. Business side gave me automated approval status, but had to talk to the rep to get CL.

Remember, most decisions are deferred. Deep breaths.

Quick, consider applying for a personal Juniper card. You can probably consolidate it with the Bankatlantic (by calling the Juniper CSR).

Found the Junper IFly card. 0% 12 mos $50 cap. However, I noticed Juniper is kind of twitchy about AOR activity, taking AA a couple of weeks after-the-fact (at least on the personal side - not sure about business). Still think they're a good idea?