Not sure about the first two, but the disappearance of the TU inquiries has happened to a few people. They should come back. See here and the following replies.

swishyx said:Credit monitoring weirdness guys:

- Chase ID Protection won't update my report. Acts like it's updating, but re-displays yesterday's report.
- PM123 went through the motions of reporting, and then redisplayed yesterday's report (and won't let me update until tomorrow, just to twist the knife).
- TrueCredit updated OK, but yesterdays TU inquiries from Juniper and Discover vanished.
- Credit Check Total agrees with TrueCredit in re: TU.

Any thoughts? Maybe I pulled Chase ID Protect a few too many times yesterday and ticked off TU?

As far as PM123 is concerned, it is a recent bug. After you update, logout, then log back in again and you'll see your updated report. This might work for your other report also.

National City inquiry showed up on TransUnion. That covers everyone. Locking up TU tomorrow... maybe tonight. Might lock up EX, still thinking about that.

swishyx said:Credit monitoring weirdness guys:

- Chase ID Protection won't update my report. Acts like it's updating, but re-displays yesterday's report.
- PM123 went through the motions of reporting, and then redisplayed yesterday's report (and won't let me update until tomorrow, just to twist the knife).
- TrueCredit updated OK, but yesterdays TU inquiries from Juniper and Discover vanished.
- Credit Check Total agrees with TrueCredit in re: TU.

Any thoughts? Maybe I pulled Chase ID Protect a few too many times yesterday and ticked off TU?

You can just logout and login again after pdating PM123 and you'll see today's report (known bug)
TU inquiries disappearing for a day or two is also known -- they'll be back (sadly).

Called Discover. They wanted employer name/number and some ID verification questions answered. $12K. Had asked for $22K of BT with this. Looking forward to some funky math.

peteypablo said:swishyx said:
Anybody else using this (www.chaseidprotection.com) and is their business of "unlimited" credit report pulls honest or is it just putting on a show (and only pulling once a day)?

I use it. You only get a distinct pull once a day. You may get an alert at any time during the day, but only one pull per day. Unlike TrueCredit, it doesn't tell you that; it just shows you the old report.
Got it. Thanks!!

swishyx said:peteypablo said:swishyx said:
Anybody else using this (www.chaseidprotection.com) and is their business of "unlimited" credit report pulls honest or is it just putting on a show (and only pulling once a day)?

I use it. You only get a distinct pull once a day. You may get an alert at any time during the day, but only one pull per day. Unlike TrueCredit, it doesn't tell you that; it just shows you the old report.
Got it. Thanks!!
Actually if their is an alert and you click on it you will receive a pull for that too. Every little bit helps.

US Bank (Baylor) says 3-5 days for a decision. Don't have a working number to call for M&T. Chase is still giving the 7-10 days automated message. Looks like it's a waiting game on these three.

Called National City - DECLINED due to new accounts and excessive inquiries. Guess I had to lose at least one. But this is a good data point on how sensitive they are - they were the last to pull TU, and they saw 5 inquiries besides their own. 2 were from late March and 3 were from 4/21 (day of the AOR). All new accounts were from 2nd half of 2007. I would say this card is one to AOR for after accounts have aged 12 months.

dougneb said:swishyx said:Called National City - DECLINED due to new accounts and excessive inquiries.

This might have been for the best anyway. I got a letter stating they needed more info, same as Cashmonkey. I had to take my driver's license, social security card, three months of utilities, and three paystubs to my local bank, who faxed them to Nat City. All this for a 10K CL.
Good point. Maybe I should have grabbed the WAMU instead, though the lack of ability to CLI put me off. I wonder what their pain points are? Maybe I should grab one while I have AWOL TU inquiries?