Hello All,

After an exhaustive search online and speaking with loan officers, I have been trying to find out what reputable lenders are still offering stated income mortgages (refinance). I am self employed and have no problems paying a mortgage, however, my business income is lacking (due to the wizardry of my cpa) whereas I am having extreme difficulty trying to refinance.

Does anyone out there know of anyone i might be able to call. Or are there other programs which are more inclined to help individuals who can document their self employment income.

Thanks all for your help, again.

kiffer112 said:Hello All,

After an exhaustive search online and speaking with loan officers, I have been trying to find out what reputable lenders are still offering stated income mortgages (refinance). I am self employed and have no problems paying a mortgage, however, my business income is lacking (due to the wizardry of my cpa) whereas I am having extreme difficulty trying to refinance.

Does anyone out there know of anyone i might be able to call. Or are there other programs which are more inclined to help individuals who can document their self employment income.

Thanks all for your help, again.

wells fargo does stated.

Your comments amuse me. I even chuckled for a brief moment.

My account balances for my various accounts are more than enough, as I remiburse myself quite adequately into my personal accounts every quarter. Though, I might not make the millions that you probably do, I am able to squeeze by on low six figures each year.

My questions was what reputable lenders do them?

kiffer112 said:I am self employed and have no problems paying a mortgage, however, my business income is lacking (due to the wizardry of my cpa) whereas I am having extreme difficulty trying to refinance. Funny how you have to take the bad with the good sometimes, no?

Did you end up finding a company?

I got a great rate from Bank Of America for a 30 fix stated. 6.375 on a closing cost of $616 or 5.875 with closing cost of $6600. However, I need a 30 fix stated jumob. BOA stop doing stated jumbo. Let me know if you find one.