National 1st
Account Benefits
· Earn 5.01% APY* on Balances up to $50,000
· Enjoy ATM fee refunds at any ATM nationwide
· No Minimum Balance Required for dividends
· Free Online Banking and Bill Pay
· No Monthly Fee
· No lobby fees
· No Direct Deposit Requirement
· ATM Fee Refunds up to $25.00 per monthly cycle**
Account Requirements
· Make fifteen debit card transactions per monthly cycle**
· Enrolled for E-Statements
· Login to Online Banking at least once per monthly cycle**
*The 5.01% Annual Percentage Yield (APY) applies to the first $50,000 in account. Balances over $50,000 earn 1.51% APY each cycle monthly requirements are met. If the monthly account cycle requirements are not met, the APY will be .06% APY and ATM fees will not be refunded. A $10 Membership fee may be required and $5 deposit to a savings account to open a new E-Rewards Plus checking account. A $100 minimum deposit is needed to open a checking account. E-Rewards Plus checking account limited to 1 per membership. Business accounts do not qualify for E-Rewards Plus checking accounts. All APY’s listed are effective as of 2/1/08 and subject to change.
Membership with National 1st is based on eligibility and you are eligible if you live, work, worship or attend school in Santa Clara County and in the community surrounding our Arlington, Texas branch. Also, if you are a family member of any National 1st member (i.e., spouse, children, parents, brothers, sisters, grandparents and grandchildren, persons living in the same residence maintaining a single economic unit) you can join and gain the benefits of National 1st membership!
