Bank of Internet USA

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Does anyone have experience with the Bank of Internet USA? They currently have a money market deposit account delivering an APY of 3.46% with no minimum balance. They have 3 stars at Bankrate.com.



Bank of Internet USA - PO BOX 919008, SAN DIEGO, CA 92191-9872


the funny part is that they appear to be a Fatwallet sponsor with auto-linking.

wonder if that is related to this shill thread?


ArbolLoco said: ...this shill thread?I have nothing to do with them. I pointed out that they have 3 stars; that's not very many, easy to find 4 or 5. I was interested in them because Provident Direct and Nationwide Bank's customer service seem to have a bad reputation.


I've banked with them for years.

I don't have any complaints.


I heard good things about Bank of Interweb too.


I've had an account with them for years. I've had some minor issues with them but nothing I wasn't able to resolve in one or two phone calls. They aren't the best, but as long as you aren't over the FDIC limits, I wouldn't worry much if you are satisfied with the terms.


Does anyone know about their ACH policies? The pinned article Best Nationally Available High APY Liquid Accounts lists B of I as having an ACH origination system. I just logged into my account for the first time, and I don't see it. Also, has anyone tried to pull money out of their B of I account using an external ACH system?


RisingSun96815 said: Does anyone know about their ACH policies? The pinned article Best Nationally Available High APY Liquid Accounts lists B of I as having an ACH origination system. I just logged into my account for the first time, and I don't see it. Also, has anyone tried to pull money out of their B of I account using an external ACH system?

They don't have ACH, buy you can use another bank to push/pull from a B of I account.

You can read more here.




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