I'd imagine quite a few people on FWF have made good use of CITI Professional card, something to the tune of 15K TYPs + 12 months of 0% arbitrage. Now you have a card that:

1. has a fairly large credit line (reallocating TO CITI PRO was so easy since early in 2007)
   
2. earns you 3%(TYPs) on gas/restaurants/office supplies and 1%(TYP) on everything else
   
3. reports on your personal credit report(s), but sends quarterly summaries of spending (like business cards do) .. still a personal card for most practical purposes
   
4. sits on a separate CITI "platform", making direct CLR FROM (or even consolidation) impossible
   

So, even a taken advantage of ["used" ] CITI PRO may still present a good value proposition (e.g., if one spends a lot of money eating out), but it would be nice to discuss options other than just using this card the way CITI has "prescribed" (listed in the "Quick Summary"). Please share your thoughts and experiences, what worked, what did not.

I am not sure if you can get the second Pro card while the first one is still open. When I applied for a second, th denial letter said that I already have the maximum number of cards.

I use the card specifically for resturants and car rentals for what amounts to about 1.8% Cash Back (if you use TY points for a statement credit.) My company cafeteria is a gourmet quality resturaunt with McDonalds prices - this is useful enough for me to use the card. I eat like a king for pennies. PENNIES!!

g10ny: I believe I came across a post somewhere in FWF that mentioned getting a 2nd CITI Pro as something that actually took place. Could it be that in your case you hit the limit of the overall number of cards with CITI, and not that one cannot have more than 1 CITI Pro?

tolamapS: the objective is to explore the space of options available with CITI Pro card that has already been milked for 15K TYPs and 12 mo. of 0% BT and to collect statistics on how (un)successful some of the options are. To this end, are you saying that one can CLR from CITI Pro to more or less any business card directly?

PerkGetter said:OK BrianGa, I'll certainly look closer at the fixed-point flight option - thanks for the heads up. Still, 1.8% for car rentals and resturants ain't half bad especially when it's a business expense that gets reimbursed and you're taking a whole bunch of people out. My company don't know nothin' 'bout TY points when I submit my expensesIt's not bad, but I would strive for at least 3% at restaurants. I get 5% with the mTVU card.

Just to make this thread a little bit less abstract:

My situation: I have a $24K CITI Pro (15K TYPs promo and 12mo. 0% APR have been taken advantage of already). My only other CITI CCS are a $20K DPR (used for groceries, my oldest account) and $40K business (unused). I'm leaning toward converting Pro to another personal DPR or Platinum Select so that in the future I can either make a $44K mega DPR cc out of my oldest card or, reallocate to whatever CITI personal card I'm going to get in the next AOR (should I decide to do one).

My wife's situation: $9K DPR (again, all promos are taken advantage of already), $9K CashReturns (past 90 days), and $12K PPE. In this case I'm thinking of converting Pro to a DPR and then consolidating with CashReturns with the ultimate goal to build one very strong card (mostly with the goal of further improving wife's credit report). PPE will be rolled into that card as well, once we don't need (need it now in order to be eligible for fixed points airfare redemption).

So, I'd like to if my choices are optimal ... and with tolamapS post few posts above I already see that in my case I may be better off keeping Pro till the AOR and then consolidating it to a business card I might be getting (but it's still hard to part with a good chunk of my personal CL with CITI). Anyway, this thread is not about my particular situation as I'm sure I'm not the only one who's itching to do something with a CITI Pro CC. Please come forward with your thoughts and experiences. How are YOU making sure that your CITI Pro is working for you?

cyberkost said:glxpass said:One possibility I'm considering is to re-allocate a major part of the Citi Professional CL to the Citi CashReturns card, and trying one of these promotions that expire on 5/16. There's some debate on this thread as to whether funding with a credit card (especially Citibank) would be a cash advance rather than a purchase. I haven't yet seen anyone try it with a CashReturns card, so it would be interesting.

It means that you'll be converting your CITI Pro into a personal card of some kind, doesn't it?
I don't know. The Professional is more of a hybrid card than a business card, AFAIK. For example, it shows up on one's personal credit reports. I'd prefer to re-allocate than to convert, and keep the card. I honestly don't know if Citi will allow the re-allocation from the Professional to the CashReturns card, but I intend to find out.

cyberkost said:glxpass said:I don't know. The Professional is more of a hybrid card than a business card, AFAIK. For example, it shows up on one's personal credit reports. I'd prefer to re-allocate than to convert, and keep the card. I honestly don't know if Citi will allow the re-allocation from the Professional to the CashReturns card, but I intend to find out.

Well, this is the thing about CITI Pro -- one cannot reallocate or consolidate to a personal card (waiting tolamapS to clarify about CLR to business). This is not a matter of trying 10 CSRs or escalating to the manager. It's kinda special card in this regard and that's why I started this thread instead of posting in the "what do you do with the cards post-AOR?" thread [which I cannot find anyways ]
You're right -- unfortunately. I just confirmed this with a supervisor. It's considered a business card, which implies -- I didn't check, though -- that you could re-allocate to another Citi business card.

g10ny said:cyberkost said:g10ny: I believe I came across a post somewhere in FWF that mentioned getting a 2nd CITI Pro as something that actually took place. Could it be that in your case you hit the limit of the overall number of cards with CITI, and not that one cannot have more than 1 CITI Pro?
That's what I thought first. But then I was also approved for the no-fee Premier Pass Elite last year in Jan/Feb.

it still could have been "max number of (new) cards in a given period of time" and Jan/Feb 2007 was already outside of that period .. but your point is taken. Thanks!

glxpass said:cyberkost said:glxpass said:I don't know. The Professional is more of a hybrid card than a business card, AFAIK. For example, it shows up on one's personal credit reports. I'd prefer to re-allocate than to convert, and keep the card. I honestly don't know if Citi will allow the re-allocation from the Professional to the CashReturns card, but I intend to find out.

Well, this is the thing about CITI Pro -- one cannot reallocate or consolidate to a personal card (waiting tolamapS to clarify about CLR to business). This is not a matter of trying 10 CSRs or escalating to the manager. It's kinda special card in this regard and that's why I started this thread instead of posting in the "what do you do with the cards post-AOR?" thread [which I cannot find anyways ]
You're right -- unfortunately. I just confirmed this with a supervisor. It's considered a business card, which implies -- I didn't check, though -- that you could re-allocate to another Citi business card.

Not quite the case glx. I tried many times to reallocate the 15k I have on this card to another business and personal card. They just wouldnt let me. One CSR said, "ok, done" when I reallocated to my personal AT&T universal. But when I went back and checked later, nothing changed between the two cards. I tried it with a biz card that had the same type of credit according to a CSR, not sure which card it was, and she also said it could not be done. I think I tried about 5 different scenarios with CSRs to no avail, but if someone finds a way I would love to know how to take advantage myself. 15k is enough of a CL to be a CC that is in play with me.