MosDeft, I'll bet a nickel that those who have been able to convert their Professional cards to personal cards -- there have been cases of this -- had the TYP version of the card. My wife has the Professional Cash card. I was just told by a CSR that it's no problem to convert the TYP card to a Diamond Preferred, but that there are no conversion options (at least personal card conversion options) for the Professional Cash.

Since Citi really wants us to have this card, we'll resign ourselves to taking a BT with its 12-month 0% no-fee BT terms. I'd rather have upped the CL on her CashReturns card, but we'll still make some money from this.

One valuable lesson I've learned from this is that I should consider options for CLR, conversion, or consolidation before applying for a credit card.

MosDeft said:glx, you are correct sir. I 'did' have a Pro TYP, signed up for it because of the 10k+ bonus offer. I wanted to swap it another card, like the Simplicity, but it wasn't listed on the website as far as I could tell.

Maybe you can try with another CSR?
Thanks for the data point. I'm batting 0 for 2 (three if you count a supervisor on my first attempt), the first from the number on the back of the CashReturns card, the second from the number on the back of the Professional card. We'll go another route to increase my wife's CL on her CashReturns card, such as getting the Associated card or HHonors card, closing it and consolidating it to the CashReturns card. And we'll make some money from her Professional card, too. When the BT term is up, I'll consider other options (if any) for her Professional Cash card.

elleve said:I'm going 2 try consolidating my professional into business ty card
I'll report back tomorrow.

Good luck, but you should have no problems moving the CL to a business card.

So, CITI Pro may serve as an intermediate point in moving business credit to personal? Holy cow! Great find! Please do let us know if everything works out the way you were told it would.

cyberkost said:So, CITI Pro may serve as an intermediate point in moving business credit to personal? Holy cow! Great find! Please do let us know if everything works out the way you were told it would.

Well, as I mentioned, I logged in today and it's been processed. My CitiBiz PP card has a $1k CL and my Citi Professional card has a $50k CL, and that's exactly what the credit specialist and I discussed.

elleve said:I'm going 2 try consolidating my professional into business ty card
I'll report back tomorrow.

Ok, called at 8am eastern.
I was denied by an Indian CSR. He insisted that business to business moving of credit line was not possible but offered to transfer part of my cashreturns to my business.

I was like ok, then after 30minutes of holding, he says he's made a note on my account to transfer the credit line and said to check back in 3 business days.

So, there is obviously a huge difference in getting a specialist.

I'll call 2 more times today.

Perhaps I missed it, but I haven't seen any references to being able to use the Professional Cash card as the source for conversion, CLR, or consolidation. If someone has an example of this, could you please chime in? Otherwise, I'll make a note of this in the Quick Summary.

BTW, the reason we chose the Cash version was at the time, it had a BT 0% 12-month offer witn no fee, and we figured that, given a high enough CL, that would make more money for us than the TYP version, which didn't have the 12-month BT offer, IIRC. It appears that the no-fee offer no longer exists.

swishyx said:ahself, not clear here, is your Pro card the Cash card? Or TYP? Or neither?

It's the Citi Pro TYP card.

imsparty said:d/n assume that the 2nd call center person was in the USA...some overseas call cntr employees can speak american better than the average american...

The difference is that the average American has an accent from somewhere in the USA. Although I suppose the 2nd call center person could've been an American living oversees.

BTW, I called this afternoon to consolidate the CitiBiz PP card with the CitiBiz TYP card and was transferred to a credit specialist, again. This time, both the first rep and the credit specialist were Americans (assumedly in the USA). As I mentioned, I guess the key to getting a credit specialist is to mention consolidation.

And, I asked him why some cards can be consolidated and others can't. He told me it's an account number thing and the system dicates whether it can be done or not. I asked him to elaborate and he said said accounts are grouped together by various things. In addition to account numbers, they have something like "serial numbers" and that's what they look for wrt compatibility.

Has anyone had success converting a Citi Professional Cash card to a personal card like the Diamond Preferred?