click to close
help
edit

Forums
Finance

Insight into AMEX Underwriting & Adverse Action

  • filter:
  • Email Topic
  • Text Only
  • Search this Topic »
  • switch to 'Classic' view
  • Page :
  • 1
Join thousands of shoppers like you, helping each other to save and earn Cash Back. Sign Up today!
rated:
alert mods    

This popped up on Creditboards. The OP made a complaint and got a call back from the Office of the President that contained some interesting statements - including one about AMEX tweaking its underwriting in general in response to the economic climate.

The first post is the one of most interest. Enjoy.

CreditBoards thread

Message edited by: swishyx on 2008-04-22 07:05:46 CDT

Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.


rated:
alert mods    

better be careful...they're watching

rated:
alert mods    

It's about time banks started flagging creditboards people. They're a bunch of deadbeats.

rated:
alert mods    

don't care at all for AMEX any more.

rated:
alert mods    

They are noticing a pattern in defaulting weasels who won't own up to the debts they've incurred? Good for AMEX.

Message edited by: studiddy on 2008-04-23 10:30:46 CDT
rated:
alert mods    

swishyx said:This popped up on Creditboards. Well there ya go.
Credit-challenged people running into trouble with creditors.

I imagine you would find people on prisontalk.com, recounting tales of run-ins with the law, too

rated:
alert mods    

ifyouhavetoask said:swishyx said:This popped up on Creditboards. Well there ya go.
Credit-challenged people running into trouble with creditors.

I imagine you would find people on prisontalk.com, recounting tales of run-ins with the law, too

Phbbbbbt

I just thought it made an interesting read.

rated:
alert mods    

swishyx said:ifyouhavetoask said:swishyx said:This popped up on Creditboards. Well there ya go.
Credit-challenged people running into trouble with creditors.

I imagine you would find people on prisontalk.com, recounting tales of run-ins with the law, too

Phbbbbbt

I just thought it made an interesting read.
I was only kidding with you.
I've visited Creditboards.com a few times. They are...interesting

rated:
alert mods    

ifyouhavetoask said:swishyx said:ifyouhavetoask said:swishyx said:This popped up on Creditboards. Well there ya go.
Credit-challenged people running into trouble with creditors.

I imagine you would find people on prisontalk.com, recounting tales of run-ins with the law, too

Phbbbbbt

I just thought it made an interesting read.
I was only kidding with you.
I've visited Creditboards.com a few times. They are...interesting

I know. And yes... it is interesting over there. I find that I make my best conclusions using data from both places, but neither seems to like the other much.

Message edited by: swishyx on 2008-04-23 12:46:47 CDT
rated:
alert mods    

I worked in IT for a top 10 depositary institution implementing / improving day-to-day internet functionality.

I was amazed at how much the business analysts knew about the general patterns of usage and how much they cared about the customer / end user having the best possible technology. Of course, designing / implementing / deploying it in a way that analysts wanted was different story.

I would assume that someone in underwriting would know at least as much as an above-average FWF user.

This brings up to an interesting conclusion: all the banks / credit issuers know about AOR, bonuses, BT arbitrage, and all kinds of other possible gaming strategies, and they are OK with it. Just play safe and enjoy while it lasts.

I truly hope that FW can ensure the confidentiality of the user accounts here. Forever.

rated:
alert mods    

tolamapS said:I truly hope that FW can ensure the confidentiality of the user accounts here. Forever.

Funny you say that, did you ever wonder why the $5 Bonus pay "Bonus payments are only available with a check payment"?

You can always argue thats for avoiding abuse but after soooooo long, its easy to distinguish between a legit and abusive account.

I will always opt for Paypal payment and lose the $5 bonus, guess thats the price of privacy.

EDIT: I LOVE Fatwallet so much that I never cared to read their Privacy policy.

Message edited by: pruks on 2008-04-24 19:07:54 CDT
 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!



Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.