I don't come here often but I have read through some posts and saw a lot of "shorthand" which I didn't really understand, being that I'm also not the most finance-savvy.

Let's say I have the following:

Signature Loan = $6000
Visa = $600
AMEX = $2900
Student Loan "A" = $2000
Student Loan "B" = $5000
__________________________
Total = $16,500

I'd like to consolidate these figures on to one (1) loan, credit card, whatever else is available, and just make one large payment. I can find all sorts of balance transfer cards for the most part, but I need to be able to find one that can have a $18,000 minimum line open, accept a balance transfer from multiple mediums, like a signature loan, credit cards, student loans etc...and ideally have some spiff like 0% for the first year.

Any suggestions as to a "service" that could do this or where I could begin looking?

Can I ask why you want to consolidate? And what are the interest rates on the different credit cards and loans?

I am looking to consolidate for a few reasons:

1) I heard that keeping a signature loan as long as I have is not necessarily a good thing on my credit report
2) Paying 6 different bills each month is no where as convieniant as just 1
3) On that same note, I would like to pay well past more than required on the conglomerate instead of just over minimums
4) I'm considering a new vehicle...mostly because I have to...and you can see why that would be reason...

I looked at that AOR faq. It's a good resource...I will keep trolling through it. I am gathering the interest rates right now.

Signature Loan 5991.57 15.75%
Student Loan “A” 5500 7.22%
Student Loan “B” 2860 total
(Stafford) 1168 6.8%
(Citi Assist) 1692.16 14.25%
American Express 2838 27.99% --> 12.24%
Visa 590.1 10.95%

I apologize for the horrible formatting of this. It just took me 1.5 hours trying to assemble all this info...