i'm looking for a way to check what is on my credit report ( name, address, employer name..) whether they are up to date or not and i might also want to check score for AOR coming up next week ..
so which credit monitoring service is good for me? right now i'm think
http://www.annualcreditreport.com lets you request your free annual reports. I subscribe to http://www.TrueCredit.com. For $14.95 a month, you can access your three credit reports as often as you like (once every 24 hours). The credit score they give you isn't a FICO (a FAKO), but the reports are real.
shade45
Senior Member - 2K
posted: Apr. 23, 2008 @ 7:12p
burgerwars said: http://www.annualcreditreport.com lets you request your free annual reports. I subscribe to http://www.TrueCredit.com. For $14.95 a month, you can access your three credit reports as often as you like (once every 24 hours). The credit score they give you isn't a FICO (a FAKO), but the reports are real.
i want to get something other than annualcreditreport.com once a year is too long
I am wondering, are there any negative effects in signing up for multiple credit report sites within a span of 1 month? Some examples include FreeCreditReport.com, EyeMyCredit.com, Privacy Matters123, TrueCredit, etc.
You want to get a daily-pull service. The daily pull services are:
- TrueCredit, - privacy matters 123, - AMEX credit secure, - the nat'l city and key bank programs, - chaseidprotection.com via credco.
there might be others. expect to pay from $10 to $14 a month unless you get lucky.
I have Nat City, and I think the daily pulls are dead now. From what I can tell, it looks like they pull your report once every 7 days. My report was as of April 13 and when I requested it again like on April 15th, it still said the same thing. Sure enough, I logged in the other day and it's 'as of April 20'.
I'm thinking about cancelling, but I haven't found another relatively comparable priced service (TC is on the fritz too?).
PerfectInsanity
Member
posted: Apr. 24, 2008 @ 8:06p
reminice said: I am wondering, are there any negative effects in signing up for multiple credit report sites within a span of 1 month? Some examples include FreeCreditReport.com, EyeMyCredit.com, Privacy Matters123, TrueCredit, etc.
I recently signed up for many services, though the main ones I'm using are TrueCredit, PM123, NCIP, and CreditKarma (since it's free) at the moment. I plan to pick up Chase ID protection also eventually. I'm having no trouble with daily pulls on any of the services (though CK only pulls an imaginary score based on what TU shows that day).
MosDeft, you have to log out and back in to see the updated credit report after you do a pull on PM123 and NCIP (at least, that's what I have to do). Otherwise, it just shows the last report pulled for some reason. It'll pull the report whether you log out/in again, so if you're just looking for the pull, know that doing the "I agree" / "Submit" process is enough.
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