i'm looking for a way to check what is on my credit report ( name, address, employer name..) whether they are up to date or not and i might also want to check score for AOR coming up next week ..

so which credit monitoring service is good for me? right now i'm think

privacymatters.com or TrueCredit.com

or citi identity monitor $4.99 is good enought for me?

i want the report from all 3 credit bureaus. FAKO is fine.

I spent the whole day today serching and reading this finance forum but can't decide which one to signup

Thank you so much for your help.

http://www.annualcreditreport.com lets you request your free annual reports. I subscribe to http://www.TrueCredit.com. For $14.95 a month, you can access your three credit reports as often as you like (once every 24 hours). The credit score they give you isn't a FICO (a FAKO), but the reports are real.

If you have an AMEX card, their Credit Secure service is less annoying (and maybe a little cheaper) than TrueCredit.

I am wondering, are there any negative effects in signing up for multiple credit report sites within a span of 1 month? Some examples include FreeCreditReport.com, EyeMyCredit.com, Privacy Matters123, TrueCredit, etc.

reminice said:I am wondering, are there any negative effects in signing up for multiple credit report sites within a span of 1 month? Some examples include FreeCreditReport.com, EyeMyCredit.com, Privacy Matters123, TrueCredit, etc.

I recently signed up for many services, though the main ones I'm using are TrueCredit, PM123, NCIP, and CreditKarma (since it's free) at the moment. I plan to pick up Chase ID protection also eventually. I'm having no trouble with daily pulls on any of the services (though CK only pulls an imaginary score based on what TU shows that day).

MosDeft, you have to log out and back in to see the updated credit report after you do a pull on PM123 and NCIP (at least, that's what I have to do). Otherwise, it just shows the last report pulled for some reason. It'll pull the report whether you log out/in again, so if you're just looking for the pull, know that doing the "I agree" / "Submit" process is enough.