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New Inquiry on CR with no merit? Archived From: Finance

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   posted: Apr. 24, 2008 @ 2:36p
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I just received a new inquiry from LANDSAFE CRT which I searched on Google and found it was from a countrywide subsidiary for Real Estate closing service.

Now I don't even know how they got my information and why they would inquiry my report. I didn't search for a house or anything like that.

Is this normal where people just randomly open your credit report?

   posted: Apr. 24, 2008 @ 2:37p

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   posted: Apr. 24, 2008 @ 2:58p
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is it a hard or soft pull?

   posted: Apr. 24, 2008 @ 4:01p
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If it's a soft pull, they are just looking for targeted marking opportunities (and it does not impact your FICO at all). Soft pulls will be labeled as 'promo' or in a section that says 'only you can see....' No need to worry about these.

If it's a hard pull, there may be reason for concern.

   posted: Apr. 24, 2008 @ 4:18p
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Landsafe does mortgage work for several lenders.

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