markkundinger said:Crap, should have noticed the Infibank/prinicipal bank app in there. no way you're going to get it, there will be a reject for too many inquiries.

And remember, most big decisions come from deferrals, so any amount of instants is good. Especially with WAMU in your case. I hope the fees on the targeted card are capped?

Thanks for the info... I'd never heard of Infibank, just found the link on another AOR so I went for it. I can always try again in 6-12 mos.

Not sure which WAMU you're looking at... both ESPN and the targeted biz one came back instantly. I skipped the second one for L. Maybe you meant another card?

oh, and for more details, infibank is a part of first national bank of omaha. And they HATE seeing lots of inquiries when they field an application. And they often pull a credit bureau late, so it's often pointless to apply for them in an AOR.

Argh! Figures... I do my AOR and two days later what comes in the mail? A SWEET targeted Chase offer for a Plat Visa with 0% for 15 mos bt and purch, $0 bt fee with app, and 6.99% APR FIXED after the 15 mos... oh well.

VanceWade said:SomeOtherChick said:Argh! Figures... I do my AOR and two days later what comes in the mail? A SWEET targeted Chase offer for a Plat Visa with 0% for 15 mos bt and purch, $0 bt fee with app, and 6.99% APR FIXED after the 15 mos... oh well.

So? Apply for that puppy.

I would love to, but do you really think they'll approve it with the 19 new INQ's I have?

Weird... I got an email from GE Money Bank directing me to their secure messaging site. The page says they're declining my app because they are "UNABLE TO VERIFY IDENTITY" It said they pulled my EQ and I could write EQ for a copy of my CR. Would calling GEMB help (there's no phone # on the page)? I've never run into this before, seems like an odd reason to decline... they didn't call or email for clarification and my EQ report as seen via TC is accurate.

Also signed up for their checking product which is the only one I've seen that gives you a check scanner for free. By comparison when I asked last week Citi wanted $300 for the scanner, plus you had to get an analyzed acct which is $60/mo.

While there is no initial cost for the Swift remote deposit scanner, there is a monthly scanner fee when average daily balances are less than $15K.

You can check out their website at www.swiftfinancial.com

lhendricks92 said:any updates?

Thanks for the reminder, I'll update the followup a little later this afternoon.

How did you end up doing with the Advanta Plat Bus? The approved me but gave me a puny line, wondering if you tried for a credit line increase before a BT, thanks.

SomeOtherChick said:Hi again.
In summary, I think I bit off a bit much for my first AOR but am happy with the results. It would be a lot easier to manage a few apps every 3-6 mos There's a reason we bunch them - CCCs don't like to see new accounts/inquiries, where 6 months old still counts as "new." Rolling from one card's BT to another is obviously what we'd all love to do, best of luck trying to pull it off.
SomeOtherChick said:
assuming I can still find a good place to invest the cash (something better than the silly 5% accounts everyone seems to use). If only "silly 5% accounts" were something I could still get my AOR money into