tolamapS said:craig10x said:Alliant CU is paying 4% apy (just dropped it down a little.from 4.35% apy) and Alliant has always paid relatively high savings rates....and for Alliant anyone can join, simply by joining either their local pta or the national pta for $25.....

I am one of those 50 plus members of AARP...though i never opened this particular savings account...they are not like BOA..they would check...and you have to be a full member to get this...which means 50 plus...i wouldn't reccommend lying about your age..it's not worth it.....

I am 31 and just tried to get an AARP membership online. It appears that being 50+ is not a requirement.

Anyone try joining AARP while under the age of 50. I mean well under the age of 50?
From Your Membership Questions:

Q: How old do I have to be to join AARP as a full member?
A: We welcome all persons 50 years or over, retired or not. A full member is entitled to a membership card and all of our benefits and services.

Q: What if I am too young to join as a full member of AARP?
A: For those under 50 who support the association's goals and objectives, we offer an associate membership. Once an individual celebrates a 50th birthday, the associate member automatically becomes a full member, receives a membership card, and can take advantage of all of our benefits and services

I'd be surprised if you actually obtained a full membership, which appears to be required in order to take advantage of their benefits, including the financial ones being discussed in this thread.

Edit: Consider me surprised. Link.

Lorcha; "go get um", that young whippersnapper is on our turf now.

bluechalk said:Routing number is 083914265, which is the same as for UFB Direct, not a big surprise.

Now that's interesting. I believe you found that form in the FAQ, under the question "How Do I Set Up Direct Deposit From My Employer?":

AARP Savings FAQ

The very next question is "How Do I Send A Wire Transfer?" which gives the ABA # 274070484, which RagingBull posted earlier in this thread.

Does Huntington National Bank have two routing numbers?

Edited to add: May as well answer my own question, LOL! I looked at the Huntington NB and found this in their FAQ:

HNB -- multiple routing numbers

"Huntington has many Transit Routing Numbers based on the location where you opened your account."

fatbill said:Hmmm tried to signup, but ...

Our records indicate that you already have an account with Waterfield Financial Services. Please contact customer service at 1-866-421-5806.

Called them up, voicemail asked for my SS#, and told me no such account existed.
Got the same message. Already have account at UFBDirect.
App got thru with a different SSN

WHen you opened for your son did it require a AARP account number? When opening a joint account , did it ask for AARP account number for both and you can you use the same for both

RagingBull said:WHen you opened for your son did it require a AARP account number? When opening a joint account , did it ask for AARP account number for both and you can you use the same for both

Uhh, the first page of the Application link requires an AARP # for validation....

RagingBull said:WHen you opened for your son did it require a AARP account number? When opening a joint account , did it ask for AARP account number for both and you can you use the same for both

I logged in using my AARP # and then proceeded to input my son's info (hoping the system would allow it with his birth year) - which it did.

That's right, mh83. I opened an individual account for him. Perhaps it will get kicked back later and if so I will report back here.

Did you also open an account for yourself? If yes, there were no noticeable differences in the proccessing of the applications?

Nope - just for my son.

Warning: a little sentimentality in the early AM... This thread seems a good place for it.

The ironic thing to me about all the age-related posts here is that my parents, and many others of their generation, were excellent savers and financial curmudgeons, long before anyone ever thought of FWF. The core values we espouse here, such as not spending beyond our means, and making financially responsible decisions, were also their core values. True, some of the specific techniques have changed, as society and technology have changed, but the basic strategies have remained the same: spending money wisely, an aversion to unnecessary debt, etc.

Despite our justifiable complaints about how bad the economy is, my parents had two major influences whose magnitude I hope we never see: they grew up during the Depression, and were young adults during World War II. Their parents own work ethic and "family values" (before that phrase became so politically charged and IMO misused) got my parents through the Depression, and the lessons learned from the hardships they endured then and during WW II, both in a military and civilian sense, stayed with them for the rest of their lives. My wife's parents have a similar background.

Our parents were never rich, but they achieved everything they wanted to, financially and otherwise, as well as providing for their children. And they didn't inherit anything from their parents, except for their values. A BMW over a Honda? Surely, you jest. Even though my parents could have easily afforded one in their retirement years. Cable TV rather than free Broadcast TV? More than one phone or TV in the house? No and nope. Coupon clipping and buying things on sale? Of course.

And my parents didn't exactly deprive themselves. They ate in fine restaurants (on special occasions), bought nice clothes (usally at semi-annual or annual sales), went on fancy vacations -- cruises were their thing (finding the best values, and playing travel agencies against each other to get the lowest possible price), and so on. This is how they lived their lives, even after becoming financially independent.

I wondered why, when I first started lurking on FatWallet, many of the values discussed here resonated with me. I think I just realized why. I guess I'll get my AARP membership now.