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True Credit - 3 reports - $9.95/month - Had to be a member previously Archived From: Finance

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ceobeaver said:I got in on this deal when it first posted. Then two months in, they said they were "unable" to charge my credit card to renew for the month so my service was suspended at the 9.95 rate. But if I give them a new card # they'll set me up at 14.95/month. I said "Stuff It". I'll just go to credit secure or something else similar.

heh... I got the same excuse when my account stopped working after 30 days. I was told to wait seven days and re-enroll with the same $9.95 link though. I haven't tried yet.


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Just signed up today. Thanks op.


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Those who are banned-- how many consecutive days of daily pulls were you able to get before they banned you? I just signed up nearly two weeks ago and now have 11 consecutive days fo daily pulls.


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tuffghost said:Those who are banned-- how many consecutive days of daily pulls were you able to get before they banned you? I just signed up nearly two weeks ago and now have 11 consecutive days fo daily pulls.

I pulled for 30 consecutive days or missed a day or two.


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I signed up for my wife today. She was on Privacy Matters 1-2-3 for a bit until the cancel membership method didn't work to get the $19.95/year deal, despite e-mails between PM-123 and me. So I gave up. This was a few months ago. I just used her PM-123 sign-on information and True Credit accepted it for the $9.95/month deal. As has been noted before, PM-123 is just a wrapper for TC.

So far, I much prefer True Credit over Privacy Matters 1-2-3. The latter gives you the 3-in-1 credit report and your score with analysis. It doesn't have True Credit's Trending module, which allows you to compare various items like credit scores, total debt, debt-to-income ration, etc. over time. Pretty impressive compared with PM-123; I can't speak for other products such as Credit Secure.


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thanks just signed up again, works


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I signed up again as well. $9.95 again. I'm expecting a non-renewal at 30 days though.


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Deal is still good. Thanks op


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hoxbox said:I used to be on TC with WalMart $11 plan. Then they raised the price to $14 without any justification and you cannot get a refund. I canceled my TC and never looked back. I suspect they will rake you in with $9 plan then sneakily raise the price a few month later, hoping you won't notice.

ceobeaver said:I got in on this deal when it first posted. Then two months in, they said they were "unable" to charge my credit card to renew for the month so my service was suspended at the 9.95 rate. But if I give them a new card # they'll set me up at 14.95/month. I said "Stuff It". I'll just go to credit secure or something else similar.

Same problems here: I was on the $11.21/month WalMart plan since beginning or so of 2007. Just recently, there was a "glitch in the billing system" that caused my account to suddnely "not renew" and the only way to fix it, I was told (after calling them multiple times and being given the Special Services Corporate Line) was to cancel the account fully and then sign up at the current $14.95 / month rate.

I told them to shove it.

If interested, the entire "story" here: TrueCredit.com Problems?

I may sign up using the $9.95 link just to spite them. All I wanted was the $11.21 / month rate reinstated ... maybe I'll take this and they can lose money on me, instead.


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I went through this. $9.95 for a month, non renewal because of card denial. Started back up after a month at $9.95 again. Haven't been 'non renewed' again yet though. Won't be surprised when they do it though.


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Like others, my account at the $11.21 WalMart price stopped working without explanation. Just signed up at the $9.95 rate. Go figure...


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Celta001: i was able to sucessfully signup for 9.95/month.

cancelled about 6 months ago.


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After 5-6 months of not using this service I recently resinged up again for $9.95/month

I could not refresh my report on 12/01/2008 and their technical support could not resolve that issue, so...

$9.95 subscribtion was "kindly" cancelled for me yesterday, and they emailed "free" gift certificate w/o additional details ... they could not answer what is it free that they give me

Anyway when I clicked on the link and followed on-screen instructions to sign up, it was $14.95 per month.


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I think TrueCredit just stopped everyday pulls and changed it to once every 30 days. Although they left an option where you can see changes. Can someone else confirm that?


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74ak said:I think TrueCredit just stopped everyday pulls and changed it to once every 30 days. Although they left an option where you can see changes. Can someone else confirm that?

Looks like it for me and my wife!!


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74ak said:I think TrueCredit just stopped everyday pulls and changed it to once every 30 days. Although they left an option where you can see changes. Can someone else confirm that?
I'm seeing the same thing and I wasn't doing daily pulls. They sent out a survey within the last few months asking about service changes. I guess based on the responses they felt they could go in this direction with the product.


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dmlavigne1 said:74ak said:I think TrueCredit just stopped everyday pulls and changed it to once every 30 days. Although they left an option where you can see changes. Can someone else confirm that?

Looks like it for me and my wife!!

Strangely, I got the same time stamp (Jan 16th).

It is time to cancel TC, though I have to check soft first. May be, just may be, it still hits TU and EQ credit reports...


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They updated their web site

"Get immediate access to ALL THREE credit reports and scores.
Updates available every 30 days"


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Verified here as well. Time to find a new service...


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Just called to confirm, The CSR mentioned it was changed today to "Better suit the needs of Creditors" lol I bet!. Canceled!


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