New Citi Credit Protector Offer 5 X $10 Visa Cards

5 separate $10 cards which must be redeemed in 1 month intervals. Not quite as hot as the $100 gas card.

Ideal for a dormant credit card provided you're diligent about sending in the right rebate form during its monthly "window", pay careful attention to the different remittance addresses, and don't forget not to use the card - all designed to trip us up of course.

I've got a Citi AAdvantage card with a $25 credit balance from when I got them to reverse half of the annual fee. Would the Credit Protector pay me each month because my balance is negative?

also the department number is different for each slip to send in, the po box, city, state, zip are all the same

Drivers Edge -- I think it was because I had a large balance on it until last week.

fotomaniak said: this is a link I received for AT&T card:
https://www.creditprotector.citicards.com/enroll.aspx?ordsrc=U7086

U probably stands for Universal.

OP, for which card did you receive your offer?

Got this e-mail for my AT&T Universal today, which I've had for about 18 months, exercised the 12 mos BT offer last August. Hmm, only charged on "new" balance. Huh, maybe I should go for it. After paying the BT off in a couple months no need to use the card again.

MaddHatter said: Got this e-mail for my AT&T Universal today, which I've had for about 18 months, exercised the 12 mos BT offer last August. Hmm, only charged on "new" balance. Huh, maybe I should go for it. After paying the BT off in a couple months no need to use the card again.

only charged on "new" balance, not new charges. If you have a BT balance on your card, you'll get hit with big interest. The offer (mine at least) is good until 7/31 and my BT expires 7/4, so once I pay it off, I'm going to sign up.

Sounds like they are trying to target those with big balances.

I have one each of the following

1. citi professional card

2. platinum mastercard

3. diamond preferred

4. citi AMEX

I am not using any of them. got them for AOR.

can i register the offer in all of them or is it one per household?

if I can then its $200 ...

Mithrin said: I've got a Citi AAdvantage card with a $25 credit balance from when I got them to reverse half of the annual fee. Would the Credit Protector pay me each month because my balance is negative? NO. I had a credit balance with credit protector. There is no payout. Sorry...

I'm also curious if we can set-up multiple cards. I have about 4 or 5 Citi cards. It doesn't appear to be card specific. The web site just asks for each card number. Cheers!

Signed up for AA Advantage, Citi PP, Diamond Rewards, Drivers Edge and AT&T.
No go for Citi Pro, Citi PP Business.
Didnt try CashReturns.

I forgot to mention that the rebate form you send in will probably have your credit card billing address pre-printed on it, so it will not be easy to change the address in order to get around the one-per-household rule. Unless you change the billing address before you sign-up for the promo.

The most recent deal that I am aware of was per card, just as you say, but there was a period where they sent out certificates that said you could use only one set per household per year. I figure this deal is per card, but will know when I get my batches of certificates.

Not as good as the gas promotion of last year, and not as good as what they did a few years ago. They used to send you $100 worth of certificates redeemable for a check, and there was NO restriction on how many you could get. They sent you out a batch whenever you tried to cancel the credit protector.

mapen said: curtisekarr said: Why are you giving advice that you know nothing about? Sometimes it's ok to take the 5th Amendment. In fact in the previous Wal-Mart deal that you referenced, multiple cards were used and written about in-depth in other FW threads. Read more; post less.

Edit to say: The one set of (5 x $10 cards) per year that you reference is PER CARD. Nowhere does it say that you can't get additional sets for additional cards.I have participated in every deal discussed here, and have read the FW threads, so maybe you should try to understand what I'm saying before you respond. You don't appear to understand what I'm saying.

Yes, you can sign up as many Citi cards as you want. But that's not what I'm talking about.

The Wal-Mart/HomeDepot/Sears rebate forms said 1 per household per year. The rebate center denied more than one gift card in the same month if you tried to send in rebate forms from different Citi cards. It's possible that this deal will be the same, and it's possible it won't be, and that answers the questions that rajaijah had.

As I said in my previous post, this deal may or may not have the same terms. We will see. Don't be offended that I would suggest what MIGHT be. The original poster was asking a question and I felt this information is relevant.

I will be happy to find out that I'm wrong, but I'm a cautious person and always prepare for the worst in these deals. I am going to be cautious and sign up just one of my Citi cards and wait and see, and sign up the rest later after I see the terms.
No one's talking about SIGNing up multiple cards. Of course we're all referring to receiving rebates from more than one card.

FW link to Snowbound66 receiving multiple rebates from HelixGlobalSolutions

And yes there could be some initial denials for some rebate-seekers, but has that ever stopped us before? Besides any FW'ers in this program should have $0.00 balances on the cards anyways, so there's no downside in trying. I've already received checks for multiple cards for the Visa-Helix promotion. I also received the 5x$10 Wal-Mart gift cards last year on three separate Citicards simultaneously.

Wow, this seems to have worked on my Citi AMEX Dividend. In the past their website would always give me an error saying I needed a 16 digit account number, and AMEX was only 15. Anyone else try their Citi AMEX?

MrVietnam said: Me too. I received the VISA card promotion for two different Citicards earlier this year. I think they say one per household, but it still works. It is one promotion per card at one time, but not one per household (no matter what they say). Try it and I think you will be pleasantly surprised.That sounds promising. The rebate center in Niagara Falls is the one that denied multiple submissions, so if this deal does not use that center then that's good.

Worked on a AAdvantage personal MC, a Diamond Rewards personal AMEX, and a AAdvantage personal AMEX. Did not work on an AAdvantage personal Visa or an AAdvantage business MC.

The way it has always worked for me has been, the fee is based on the balance ON THE STATEMENT CLOSING DATE. So if you pay it off before the statement closing date, no fee. There are, of course, some drawbacks to consider:

They might have changed how it works.

If you screw up and don't pay before the closing date, you get hit with a substantial fee.

In order to make sure you have a balance on the closing date, you would want to keep the card free of purchases for a day or 2 before the closing date.

You are going to want to do a BT with the card just before you've had it a year, right? If you forget to cancel before doing the BT, BIG fee.

But it is possible to get the Credit Protector on a card you use and still not have to pay. May not be worth the bother though.

I got my rebate coupons in the mail today.

Terms and Conditions said: To be eligible for the prepaid Visa card, the recipient must be enrolled in the account protection program on the date the prepaid Visa card request is received by us. Any illegal or wrongful use or reproduction of this certificate will be prosecuted by the fullest extent of the law. All information you supply is subject to verification. Limit of 5 ten dollar Visa cards per account, per calendar year. Please allow 4-6 weeks for receipt of prepaid Visa card. Submission must be postmarked between 06/15/08-08/15/08. Please mail this original certificate to: ...

Each certificate has a different date range, from 6/15-8/15, then 8/1-8/31, and another each month after.

On the front they have my name and address, and the odd phrase: receive a $10 prepaid Visa card for any purchase up to $10.00!

I'm guessing that they are referring to the purchase made with the prepaid Visa, not that you have to use the associated credit card to qualify each month. Whether these cards are only good for one use, or they just don't trust their customers to know how to have a larger transaction split for a prepaid Visa, I don't know. I'm planning on paying my cell phone bill with them anyway, so no worries on hitting $10.00.

Note that the terms do say 5 cards per account per calendar year, not per customer or household, so multiple cards should work, though I see nothing on the front or back that could identify which card these go with (no bar codes, no partial card number). So I'm not sure what would happen if they get multiple submissions from the same customer.