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I've done multiple large coin deposits at Chase w/o a problem over the last few months.

This week when making a deposit, the person behind me in line actually had coins to deposit too.

One branch informed me that if I made my purchases on a Chase CC they would reverse those reward points. Thankfully, I don't deposit where I reward.


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That's something I've been thinking of since I started ordering coins a couple months ago... never make a deposit at a bank that issued the credit card you used to purchase the coins precisely because they could reverse the rewards. Especially don't make an in-person payment of the specific credit card with the coins.

A teller occasionally asks me if I collect coins. I just tell them yes I do, but then I deposit them when I need the money to pay bills. If they want to accuse me of lying, let them prove it. The definition of "collecting" is subjective in a situation like this, and SARs don't scare me. I'll lawyer-up before I even have a chance to tell them, "I have nothing to say."


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DTASFAB said:That's something I've been thinking of since I started ordering coins a couple months ago... never make a deposit at a bank that issued the credit card you used to purchase the coins precisely because they could reverse the rewards. Especially don't make an in-person payment of the specific credit card with the coins.

A teller occasionally asks me if I collect coins. I just tell them yes I do, but then I deposit them when I need the money to pay bills. If they want to accuse me of lying, let them prove it. The definition of "collecting" is subjective in a situation like this, and SARs don't scare me. I'll lawyer-up before I even have a chance to tell them, "I have nothing to say."

Too bad you just told everybody that on a public forum.


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Zaos said:Too bad you just told everybody that on a public forum.
Right, but here, my words can't be misconstrued. They can be misinterpreted I suppose, but nobody can claim that I said something that I really didn't say.


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swintec said:sechs said:I caught up on the FlyerTalk thread this weekend. I am now convinced that there are some there with no sense of self-control. These are the same people who hastened the demise of the AMEX traveler's check loophole by buying the maximum amount daily on multiple cards.

I know goose is tasty, but I'd rather get golden eggs for an extended period....


Yea, and try and post with a bit of reason and logic, and your post gets deleted.

At least one of your posts is still there.


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juggler451 said:I've done multiple large coin deposits at Chase w/o a problem over the last few months.

This week when making a deposit, the person behind me in line actually had coins to deposit too.

One branch informed me that if I made my purchases on a Chase CC they would reverse those reward points. Thankfully, I don't deposit where I reward.

Yeah, Chase likes to lie to me too to get me to go away.

Legally, they can't "reverse" your rewards because you made a cash deposit at one of their branches. I'd like to see the letter explaining that one.


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My understanding the mint limited order to 2 ($500) per president, how are people get more than 5k in a transaction. What am I missing?


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raptel said:My understanding the mint limited order to 2 ($500) per president, how are people get more than 5k in a transaction. What am I missing?You are missing that there used to be Native American coins offered with no limit. But Disney took them all so they are no longer available.


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Glitch99 said:raptel said:My understanding the mint limited order to 2 ($500) per president, how are people get more than 5k in a transaction. What am I missing?You are missing that there used to be Native American coins offered with no limit. But Disney took them all so they are no longer available.

I hate Disney! >:{


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Glitch99 said:raptel said:My understanding the mint limited order to 2 ($500) per president, how are people get more than 5k in a transaction. What am I missing?You are missing that there used to be Native American coins offered with no limit. But Disney took them all so they are no longer available.

Yeah, I heard the mint was sued by Disney for copyright infringement because the NA coins resembled Pocohantas too much.


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I placed first order and selected regular shipping. Order was delivered as next day air. Is this usual?


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that is normal


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jumper21987 said:mrteeth said:I deposited $12k in coins at Chase Bank a few weeks ago.

Teller was courteous and was happy to accept them, but today I received a letter from Chase that my account as been closed (no reason given).


was this your only coin deposit or have you had multiple large ones?

Only deposit.


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Wow, all the coins except for the Washington are on backorder now. There goes my last way to monetize my CC limits.

Oh well, it was fun while it lasted and I'm sure there will be other opportunities coming along.


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Thrilla said:Wow, all the coins except for the Washington are on backorder now. What's funny is that on those late night infomercials from the Danbury Mint hawking these coins as collectables, they claim that the Washington dollar is the rarest and hardest to find...


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Glitch99 said:they claim that the Washington dollar is the rarest and hardest to find...and they may be right, but 'rarest' is a relative term


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BrianGa said:Glitch99 said:they claim that the Washington dollar is the rarest and hardest to find...and they may be right, but 'rarest' is a relative term

Very. http://presidentialdollarguide.com/presidential-dollar-mintages/


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Well I had fun today. First, I got a six point speeding ticket knocked down two a two point general infraction with the local prosecutor, who was cordial but not the slightest bit helpful, and had a wickedly unattractive bossy personality. Maybe it was real, or maybe it was just the typical authoritative local village-town prosecutor throwing weight around because of sadness or anger over a going-nowhere still stuck prosecuting traffic violations dead-end career lawyerly bitterness. Then the judge was in a wonderful mood and knocked everyone's two point plea bargain down to a parking ticket and issued a $150 fine. It was one of the few times I've ever referred to a traffic judge as "your honor." Usually I just answer yes or no to all their questions, and occasionally I'll add a Sir or Ma'am if I'm in a good mood, but usually I don't, because I feel so dirty afterwards, showing respect to someone who most likely doesn't deserve any.

Then I went to the payment window, and the real fun began. When I passed six $25 rolls of dollar coins under the bulletproof glass, I was told, "the fine is $150."

Me: Yes, each roll is $25.

Clerk: {mumbles under her breath and takes the coins, leaving five on the counter on her side of the glass and taking one into a back room}

Clerk, upon returning: You have to take these and exchange them for dollar bills. I don't have time for this today. We can't count them here.

Me: They're rolled by the U.S. mint, and have you heard of the coinage act of 1965?

Clerk: The what?

Me: The coinage act of 1965.

Clerk: The bookkeeper says we can't take them. I don't have time for this today. Here are your coins. {tries to push five rolls back under the glass, but I wouldn't take them} Would you like to speak with the supervisor?

Me: There are only five rolls here, but yeah, sure, that will be fine, I'll be happy to speak to the supervisor. {clerk walks away}

{Clerk comes back, takes the five rolls still sitting there, and sits down at her desk to open the rolls and count them}

35 minutes later:

Clerk: Sir, the fine assessed is $150, but you gave me only $125 in coins.

Me: Ma'am, I gave you six rolls of $25 each. There must be another roll somewhere.

Clerk: I counted them twice.

Me: I'm positive I gave you six rolls.

Clerk: {as she's walking away, mumbles} What do you think I stuffed one in my pocket?

Me: Ma'am, I'm didn't accuse anyone of doing anything. I only said there's an additional roll somewhere.

{clerk rummages around her desk, into the back room, out again, then proceeds to process some unrelated materials, and sulks A LOT}

Another 15-20 minutes later:

{clerk shoves a receipt for $150 paid under the glass without saying a word and has the most bitter, angry scowl on her face and walks away}

Me, smiling: Thank you very much {giggle}

My father, sarcastically: Have a nice day!

TOTALLY TRUE STORY, every bit of it. In fact, there was a security camera pointed directly at the small metal dish under the glass where the money is passed, and one of the cops who was in charge of the metal detector (who was quite a hard-ass himself) actually mentioned that he saw me bring in six rolls. As it turned out, the clerk gave in rather quickly, but I was prepared to stand there with a smile on my face, making small talk with whoever would listen, for several more hours if needed. And I would have pressed the issue of having the security tape reviewed, but it didn't come to that. I think the cops in the front probably didn't like this particular clerk, because one of them mentioned that she was going to have to re-roll the coins after counting them, and the other cop laughed when he heard that.

The whole reason I was able to pull this off is because I was cordial, polite, calm, and respectful the entire time. I just know the clerk was trying to break my will by getting me to either lose my temper and do something stupid to get arrested, or lose my patience and give her an extra $25 that she would have then pocketed.

This entire experience was most satisfying, since this was one of many local courts in this area where a sign is posted in the clerk's office: "We did not fail to plan ahead. We did not break the law. We did not write the ticket. And so we will not take any abuse!"

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA

THANK YOU FAT WALLET! For fun and profit! Wooooooooooooooooooo!


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Pay your speeding ticket (in bills), deadbeat!


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DTASFAB,

Thanks for sharing dude, awesome story in its entirety.


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