dolmar said:For all you that are so mad about this thank your stars you did not listen to Win333 now. Just image how many inquiries he got now showing on his credit report as he was doing 20-30-40 credit cards apps every couple of months. Wonder why he has been so quite lately. Just image the kinda of adverse action he is going to get.

30-40-50 closed accounts over the next couple of months. Talk about a credit death spiral.

I wish I could double green.

On a side note neither my inqs or my wife's inqs have come back. I'll give it another couple of weeks and check again.

tolamapS said:Here is the fake detector. Employees and management of many firms have posted on this website (e.g., yodlee, creditkarma, and more). None of them signed as "Blah-blah associate".

If the Mr or Mrs Transunion was legit and had any balls, he or she would probably sign as:

Samantha Jones
Vice President of Marketing
and
John Smith
Director of IT, Bumpage Solutions

AND provide an e-mail address

P.S. I guess there is always the possibility that this e-mail is real. We will find out within a one week if Transunion Interactive delivers (if anything, IT always overpromises and underdelivers. so we shall see).

So let me guess, you were the one on the grassy knoll?

5 inquiries came back from 10/06. Last name begins with B. TU score dropped 10 points. Cancelled service with TC.

I predict transunion and other credit pulling services see a severe decrease in revenue after this is over. They may have shot themselves in the foot.

MikeR397 said:Ders said:I just checked PM123 and 6 TU inquiries have returned. They had been bumped about 2 months ago.

Edit - My score didn't change though.. but it is PM123 so who knows with them.What does your last name start with?

P

jef2000 said:But remember, as far as Transunion was concerned, that money they were making on monitoring came at a cost -- creditors had diminished confidence in their reporting. Reporting is their bread and butter, so they can't risk eroding that segment of the business.
I didn't know this and would be grateful if you could point me to where and when creditors expressed diminished confidence in TU's reporting, especially as it relates to bumpage.

I'm speculating that TU is chopping their own INQs from their familiy of services, and adding hards when there is new room. However, if you use non TU based services, especially several, you may be able to use up all their space, and thus, little to none inquiries added back. Anyone care to disprove this theory? I'd like to hear from people with multiple non-tu based services. Some people seem to only get some of their inquries back, while others get them all, back to Aug/06. Have inq's been added more than once, or is it a one shot deal?

I would also like to hear from anyone getting FRESH bumpage, since this happened.

sonnysighedup said:I didn't know this and would be grateful if you could point me to where and when creditors expressed diminished confidence in TU's reporting, especially as it relates to bumpage.

I don't know that it was done publicly, but I'm sure it was going on in private. Credit reporting and scoring is all about producing accurate models. Allowing people to manipulate the data in a way that distorts what the information purports to represent makes the model less accurate. Do you think that that once their customers found out the information was flawed, they would continue purchasing the product -- particularly when there's more accurate information available.

I pulled mine and the 8 TU INQ's are back from Feb which were previously bumped using TrueCredit and CreditSecure. Interesting that the 1 hard I had show up yesterday is now gone. Only lost 14 points off of my score so no biggie. I'll continue pulling Credit Secure to see if it's possible to bump using non-TU services.

4 inquiries that were bumped off TU have re-appeared for me