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The four were done on August 28th, its now October 6th and one is still on there. I've been using two services, Chase ID Protection and CreditKarma. I dropped NatCity's one awhile back because it would only leave one soft on the report (it updated the date of the pre-existing one instead of generating more).


DiabloD3 said: I dropped NatCity's one awhile back because it would only leave one soft on the report (it updated the date of the pre-existing one instead of generating more).On which CRA, EQ or TU ?


On TU, EQ it still works but didn't seem worth the money just to keep around for one CRA.


Thx
So, it works on TU, but 2 services - not enough to avoid the choppage on EQ..
got it


I'm a speadsheet geek, so I track everything in excel. I've pulled my EQ report several times in the last couple of months to see my softs so I could get all the info that I wanted to acurately track my b* results. FORTUNATELY, EQ hasn't chopped me since early September. I finally started getting b* at 120 inqs (hard and soft combo). I've also been able to see that any inqs coded ND and PRM (soft inqs) are not bumped until their designated date (12 and 24 months). So, they are stuck. Yeah! Otherwise, my inqs appear to be bumped in date order with no preference given to soft or hard inqs. I'm currently using CIDP, TC, NCIP, and Key's MPM.

I also bumped a TU inq today as well. I haven't been tracking it as vigilantly since it isn't as hard to b* on TU.


So hey, has anyone noticed the changes that have happened with Credit Karma?


consumerxy said: So hey, has anyone noticed the changes that have happened with Credit Karma?

Do you mean interface changes, or something that matters?


The fact that Credit Karma no longer allows for daily updates and/or cannot access your account if you had a previous account.


It still lets me update daily


naas said: It still lets me update daily


Yeah I was able to update today too. Haven't updated in over a week.


naas said: It still lets me update daily

That's strange. I do know that they are trying to fix bugs in their system. Certain Loopholes. I guess we will just have to wait and see.


anyone else get two years worth of bumped TU inquires back today?

I had two reappear around the time of the OP and I was able to bump them in short order.

EDIT for more info: Last name starts with G. I had two reappear in July. Bumped these with CK and PM123. 8 reappeared this time, earliest goes back to Feb 07.


Yes, I had six inquiries come back today. Just got the last of them bumped off a few weeks ago, too.

Are they doing this on a calendar basis?

FYI, the first letter of my last name is C.


I had 2 come back today (from july) that had been gone, but more from january or earlier have not come back (yet? maybe they're doing it by hand or something?)


I had 1 inq from early in November that was bumped off 2 days ago, and came back today.

last name starts with J.


I use 3 services (1 TU based), b* off few 3 weeks w/o come backs, though 1 very stubborn left. I kept pulling daily, and it seems 42(21*2) softs did not produce desired effect


Mine are not back.


14 of mine are back, even those from Feb'07 AOR (almost 2 year old). I bumped them off twice and they weren't part of the re-appearance drama this past summer, so I thought they were seriously gone. Not so . But I've always known bumping does not make the inqs go away for good as:
1) my first "reappearance" accident dates back to summer 2006 (many people did not take my posts seriously back then)
2) I think I observed more than once that TU still lists the alerts for the inqs that are not showing on the report, making it pretty apparent that TU still knows about the inqs not shown on the report.


TransunionAssociate said: Upon implementation, it will no longer be possible to "bump" hard inquiries.
Transunion Associate
Maybe implementation is finally complete.
Mine came back, all the way to Jan 07. Last name starts with L. Looks like Dec 10th was "re-appearance" day for a lot of us.


Weird, the inq that came back yesterday is gone again today. No idea what's going on!


boyofjoy said: Weird, the inq that came back yesterday is gone again today. No idea what's going on!When you pulled to check on this situation today, you bumped it off.


Yup. Bumped off my oldest inquiry today after checking. It'll fall of the regular way in two months anyway....


A bunch of my wife's TU inquiries came back today, but mine did not. Both last names beging with 'P'...

-cp


6 out of 7 from this past Sept reappeared on the 10th. None from before that, including the 6 that had reappeared back in July.

I'm thinking they will be gone again in 17 days, with daily CK pulls. I had 50 pulls from PM123 between the time the 6 were made and when my year subscription ran out, and have done 33 additional CK pulls since then. We'll see.....


Mine are still off, my dad's are still off and my wife's are still coming off.


Mine reappeared, bumped again and were gone for months, and just today all came back again. (I have not been bothering to do daily CK and pm123 pulls lately). I will resume and see if they take another vacation.


Update: 1 inquiry got bumped via a CK pull yesterday after seeing the TU inquiries return. Mine have still not appeared at all.

-cp

chatanp said: A bunch of my wife's TU inquiries came back today, but mine did not. Both last names beging with 'P'...

-cp


I had five TU inquiries reappear on December 10. Two are 9 months old, and three are 21 months old, dropping my Credit Karma FAKO score from 780 to 772. I'm not concerned.


Today my TU report is simply not there. When viewed through TrueCredit.com is shows 0 inquiries, 0 tradelines, etc. CK simply fails to update the score (but gracefully informs me of that). TU is not doing too well on providing me with free credit reporting as they should under one of those class action suits settlements .. someone should just start a law firm specifically to make money on suing TU. You'd almost wonder how TU could stay in business with such customer (dis)service. They and their colleagues from EX (it looks like EQ is fading away, does it not?) are the Microsoft of the credit reporting business ... /rant over


BobbyRobert said: anyone else get two years worth of bumped TU inquires back today?

TU never fails to amaze, the resurrected inquiries have been bumping off with every two new pulls. At this rate they will vanish in a week.

Can TU really be this stupid?


Yes, and praise your associated $DIETY that they are.


I have mixed feelings about this thread. I learned from it that there are still ways to bump TU inquiries, but I hesitate to share openly lest we provide TU the feedback it needs to make its inquiries truly un-bumpable. I'm not sure I know anything not already in the thread, but PM your questions and I'll answer until I just can't stand it anymore.


It's not rocket science, making things un-bumpable. If they really wanted to they could have done it on day 1. Why they haven't has always been a complete mystery to me...


Good news, TrueCredit's service has disabled daily pulling. Once every 30 days now.


xoneinax said: Good news, TrueCredit's service has disabled daily pulling. Once every 30 days now.

Oh well... bye-bye TrueCredit.


Is it true that creditkarma now doesn't work on bumpage for TU?


jackcrawfish said: I believe bumpage at TU may still work based on my personal experience.

I had 4 inquiries added to my TU report with the 7/3/2008 pull.

By 7/10/2008, I had "re-bumped" them off using:

1) CHaseIdentProtect,
2) CreditSecire,
3) National City Identity Protect,
4) True Credit
5) CreditKarma.

My hard inquiries at TU now stand at zero.

As noted already, others have confirmed this "re-bumped" experience:DiabloD3 and NoMoneyToWaste also.

Stupid question but, how does one bump inquiries using any of these services?


Uso said: Is it true that creditkarma now doesn't work on bumpage for TU?
where did you hear this?


Uso said: Is it true that creditkarma now doesn't work on bumpage for TU?
It is not true, it still works for me


So, what's the deal with bumpage now? Are credit secure from AMEX and chase identity protect still viable options for bumping TU and EQ inquiries?

I've been out of the game for a little bit...

Thanks.




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