After a decent amount of reading around, I think I am ready to start my first AOR. I don't have too much credit currently, or any loans/mortgages, and my HHI isn't extraordinary, so we will see how this goes. Basic stats:

Age: 23
HHI: 85k
Loans / Mortgages: None
Total Credit Currently:

AMEX Blue Cash - 24k - 1.5 years old
USAA Mastercard - 5k - 7 years old
PM123 Scores from 6/30: All three FCRAs 74x

My goal is to increase the total amount of credit I have reporting, and stash as much as possible away at 0%. I'm hoping for about 125k increase in credit lines from new applications. I'm not going for a lot of cards like some people, I'd rather not get hit with AA, regardless of having the money BT'd out already. I'm trying to stay at or under 3 cards per lender. Currently, my application list is:

Card - 0% mos - BT Fee - Link
Personal
Linux Visa Platinum - 12 - 0 - Link
Associated Bank Platinum - 12 - 0 - Link
NEA Platinum Visa - 12 - 30 - Link
BoA Platinum plus - 12 - No Limit? - Link
BoA Worldpoints - 12 - No Limit? - Link
Chase Platinum Visa - 12 - 99 - Link
Citibank Upromise Platinum Select - 12 - No Limit? - Link
Citibank Home Rebate Platinum - 12 - None - Link
Wachovia - 12 - 75 - Link
Coastal Federal Bank - 6 - None - Link
Discover Miles - 6 - 75 - Link

Business
Advanta - 15 - 90 - Link
Juniper Bank Atlantic - 13 - 99 - Link
Fifth Third - 12 - 0 - Link
Chase Business Platinum - 12 - 75 - Link
Citi Business - 12 - No limit? - Link
Juniper Natl Parks - 12 - 50 - Link
Chase Business Rebates - 15 - 99 - Link

If anyone has any advice on card choices, I would be glad to hear it. I'm hoping to pull the trigger maybe this weekend. Thanks!

Your CitiBiz has no BT fee. The Upromise is uncapped, so don't bother. BoA may send you capped checks in a few weeks. But I would just reallocate to NEA. And my mantra...Fifth Third: You're in their area, right?

Might I suggest you drop the UPromise?

Reason being, Associated bank is actually Citi and they are sensitive lately regarding too many inquiries (see MikeR397's post)

Additionally, Linux terms put no cap on BT fee... fyi

my $0.02:
* I'd shorten the list of cards (dropping CITI Upromise, Coastal FB, BOA Worldpoints, Advanta, 5/3rd and at least one Juniper) out of concern for inquiries (some of which can be for nothing or almost nothing)
* Wachovia will be a phone app if you don't have a relationship (e.g., a checking account) with them already.

Did you pull the trigger? I curious to see your results given your relatively short history (i.e., scores in the 740's)