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therivler1
- Senior Member - 1K
posted: Nov. 11, 2008 @ 5:11p
VerbalK said:rivler, u bought the GGP cards? i thought the gburg mall sold the usbank visa cards (simon card), the ones that can be used anywhere. i wouldnt touch the GGP cards. id think Sears or Macys gift cards would be more liquid. In gburg I did a buy/return. The GGP was from Columbia. I bought the GGP cards (Discover, can be use anywhere) to use with the US Mint.
Strabo said:To get around the fear of BK, just use the GGP card for the $1 coins on the same day you bought the card. I wanted to test out with 1 of them before I committed the other ones that I have. The more I look at the card and documentation, the more I feel OK with it (I say that now). It is really a Discover Gift Card that just happens to be sold by GGP. It is not even accepted at all locations in the mall that I bought it. |
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VerbalK
- Senior Member - 1K
posted: Nov. 11, 2008 @ 7:03p
huh, i read the GGP terms to only be good in GGP malls. wow, thats a new ball game for me. |
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guoyingzi
- Senior Member
posted: Nov. 11, 2008 @ 10:38p
I found the following terms on GGP gift cards. Can someone explain to me how you can use it outside of the malls while the terms seem to be very clear that it can only be used inside mall? Where can the GGP Gift Card be used? The GGP Gift Card can be used at retail stores such as department and specialty stores, gift shops, as well as at restaurants within GGP Shopping Centers.
Can I use my GGP Mall Gift Card to make purchases from GGP retailers online? No. The GGP Mall Gift Card cannot be used to make online purchases, it can only be used at retailers and restaurants located in GGP shopping centers. therivler1 said:VerbalK said:rivler, u bought the GGP cards? i thought the gburg mall sold the usbank visa cards (simon card), the ones that can be used anywhere. i wouldnt touch the GGP cards. id think Sears or Macys gift cards would be more liquid. In gburg I did a buy/return. The GGP was from Columbia. I bought the GGP cards (Discover, can be use anywhere) to use with the US Mint.
Strabo said:To get around the fear of BK, just use the GGP card for the $1 coins on the same day you bought the card. I wanted to test out with 1 of them before I committed the other ones that I have. The more I look at the card and documentation, the more I feel OK with it (I say that now). It is really a Discover Gift Card that just happens to be sold by GGP. It is not even accepted at all locations in the mall that I bought it.
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therivler1
- Senior Member - 1K
posted: Nov. 12, 2008 @ 6:36a
I wonder if there are two different types of cards being sold. A true GGP Mall card, and a co-branded Discover card. Furthermore, in the GC holder that I got at the Columbia Mall in MD, there is an insert with a list of stores in the mall that do not accept Discover cards. This is from the FAQ and T&C of my card: Q: Where and when can I use my card? A: You can use your Card anywhere that Discover Network cards are accepted. EDIT: The card is not FDIC insured, and is issued by Metabank. They have a 4-star rating on Bankrate. |
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dbalkunjr
- Addicted Member
posted: Nov. 12, 2008 @ 9:23a
I hit up one of the local malls yesterday. Got $3k in GGP AMEX gift cards over three discover accounts. I then went on to a Westfield Mall and hit them up for $3k in AMEX gift cards. While I was walking to the customer service desk of the Westfield mall, I made a few purchases of things to throw up on eBay using the GGP Gift cards I got at the first mall(Thus proving that they can be used at other places not just GGP malls). I also prepaid my Verizon bill using $500 using a $500 GGP AMEX gift card online when I got home. I then read about GGP's financial woes and decided to call the number on the back of the cards to find out if there would be any problems with the cards if GGP files Chapter 11. I spoke to a manager and explained I had read about GGP's troubles and what it meant to me as a gift card holder. She explained that the card was sold thru GGP as a vendor but American Express underwrites the cards so there should be no problems. I checked the balance of the GGP card I used to pay my Verizon bill with this morning and it states the balance is -$1. How is that possible? I read the terms and they don't specify any special charges that would be $1. |
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jlgrandam
- Addicted Member
posted: Nov. 12, 2008 @ 9:33a
Can someone clarify the GGP gift card for me: 1. There is a $2.00 purchase fee per card correct? 2. What is the largest denomination gift card? thanks |
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therivler1
- Senior Member - 1K
posted: Nov. 12, 2008 @ 9:35a
jlgrandam said:1. There is a $2.00 purchase fee per card correct? 2. What is the largest denomination gift card? 1 - Yes 2 - $500 |
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VerbalK
- Senior Member - 1K
posted: Nov. 12, 2008 @ 9:48a
I've heard that some cell phone biller (and I think especially verizon) will authorize a bit more than what you charge. Not sure I remember the reason though. |
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dbalkunjr
- Addicted Member
posted: Nov. 12, 2008 @ 10:01a
Ok, I went to pay my Electric and Gas bills online using The AMEX gift cards.....NO GO...(Damn). They do not accept AMEX as a form of online payment. Anyone have any other ideas of ways to get cash out of these cards besides US Mint deal? eBay is a no go with these according to the AMEX rep I spoke with. |
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tashayar
- Senior Member - 4K
posted: Nov. 12, 2008 @ 3:14p
dbalkunjr said:Ok, I went to pay my Electric and Gas bills online using The AMEX gift cards.....NO GO...(Damn). They do not accept AMEX as a form of online payment.
Anyone have any other ideas of ways to get cash out of these cards besides US Mint deal? eBay is a no go with these according to the AMEX rep I spoke with. Do you have cable? |
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VerbalK
- Senior Member - 1K
posted: Nov. 12, 2008 @ 3:35p
Why is eBay a no go? They are "gift cards", meaning you can give them to others. They may have a prohibition against re-selling them, but IMHO, that's not their damn business. Make sure you don't violate the 1 card per week, 500 max, eBay rule though. You could also just paypal it to yourself, though that will hit you with a 3% fee (unless you are an active seller, you may get 1.9 percent). You'd still be in profit either way.
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Strabo
- Senior Member
posted: Nov. 12, 2008 @ 4:11p
VerbalK said:I've heard that some cell phone biller (and I think especially verizon) will authorize a bit more than what you charge. Not sure I remember the reason though. The charge you're referring to is a sort of "test transaction" on the card to determine if it's valid or not. Several web sites do this (paypal and google checkout come to mind). Best way to go is generally to call up the biller and pay over the phone. I don't think the test transaction occurs in that case. |
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Strabo
- Senior Member
posted: Nov. 12, 2008 @ 4:36p
VerbalK said:huh, i read the GGP terms to only be good in GGP malls. wow, thats a new ball game for me. VerbalK, just look at the back of the card and the real terms and conditions (not the FAQ or the customer service rep). It clearly states it's good almost anywhere discover is accepted. |
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guoyingzi
- Senior Member
posted: Nov. 12, 2008 @ 10:03p
Want to share my experience, Cash over at WalMart from simon Discover Gift Card was declined. The screen did offer cash over options, but transaction declined afterwards. I think cash-over route to take money out is dead. |
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therivler1
- Senior Member - 1K
posted: Nov. 12, 2008 @ 10:13p
guoyingzi said:I think cash-over route to take money out is dead. For my GGP card, the T&C pretty much state that this won't work. |
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VerbalK
- Senior Member - 1K
posted: Nov. 12, 2008 @ 11:11p
Strabo said:VerbalK said:huh, i read the GGP terms to only be good in GGP malls. wow, thats a new ball game for me.
VerbalK, just look at the back of the card and the real terms and conditions (not the FAQ or the customer service rep). It clearly states it's good almost anywhere discover is accepted. Well that's a whole new ballgame for me. A lot of dollar coins are going to be shipped to various addresses in my hometown in NY in the coming weeks. Good thing my cousin is the mailman. |
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Minoritydan
- Senior Member
posted: Nov. 12, 2008 @ 11:24p
I have a feeling the computers are somehow reporting/updating to a central location as was mentioned earlier. Or they are communicating to each other in some way. You guys better get moving if you already started your first round. A friend of mine in the MD area went to 2 malls today that she had not been to yet (she started last week doing the buying/returning). Anyway, she got declined at them both with the same old "already recieved maximum number of cards deal" I am going to make a run on as many more malls tomorrow that my time/available CL will allow. I'll let you know how it goes. Anyway, I'd recommend that if you have a high enough CL - you should do as many malls in your area on the same day as possible - just to make sure you don't get jammed before you use up your available CL. |
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Minoritydan
- Senior Member
posted: Nov. 13, 2008 @ 7:48p
Ok - Bad News. I went to a mall that I had not yet been to - and was rejected on all of the cards that I have already used before. So the game has changed. New tactic would be to hit all of the malls in one day (assuming you have the CL available to do so). But this does you no good if you are already maxed out for this year. |
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Mithrin
- Senior Member
posted: Nov. 13, 2008 @ 7:54p
Minoritydan said:Ok - Bad News.
I went to a mall that I had not yet been to - and was rejected on all of the cards that I have already used before.
So the game has changed.
New tactic would be to hit all of the malls in one day (assuming you have the CL available to do so). But this does you no good if you are already maxed out for this year. Even same day is YMMV. One poster over at sd reported being turned down at mall #2 just two hours after hitting the first one. |
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Minoritydan
- Senior Member
posted: Nov. 13, 2008 @ 8:06p
Wow, I guess the Gravy Train ended. I'll test one last thing. I'm in MD, but I am headed to Vegas for Work this weekend. I'll try some of the malls out there - not that it really does anyone else any good - but just to see the results. |
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