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3.51% APY Reward Checking Account -MidWest America Federal Credit Union -Nation's highest yield reward checking account in: Subjects › Deal

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Thanks for the heads up on the bank notary -- didnt bother calling WAMU or BOA. Just called a Chase branch and asked about coin counting and notary, the rep said both services were free as long as I was a customer

Got it done and just mailed everything out -- now to wait and see how long it takes for them to process everything

Message edited by: jatan1986 on 2008-08-15 16:55:22 CDT
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jatan1986 said:Thanks for the heads up on the bank notary -- didnt bother calling WAMU or BOA. Just called a Chase branch and asked about coin counting and notary, the rep said both services were free as long as I was a customer

Got it done and just mailed everything out -- now to wait and see how long it takes for them to process everything

Im assuming this means Chase bank customer? And not a chase CC customer.


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PoisnBGood said:jatan1986 said:Thanks for the heads up on the bank notary -- didnt bother calling WAMU or BOA. Just called a Chase branch and asked about coin counting and notary, the rep said both services were free as long as I was a customer

Got it done and just mailed everything out -- now to wait and see how long it takes for them to process everything


Im assuming this means Chase bank customer? And not a chase CC customer.
I do have a checking account there but they really didnt ask about it

I went to the customer service desk with my box of coins and the MWAFCU papers and told her I needed coin counting and a notary. She told me to go to the business section for the coin counting and then head over to the notary (she pointed to the cubical). When I got to the notary, she just asked for a state ID/license and told me to sign the papers and then she stamped them

You can probably get away with not being a banking customer -- just pull out the Chase CC first when they ask for your ID/license lol


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It'll cost you $125 not to be a Chase banking customer:

Link to $125 Chase bonus thread

No pull, and they let you fund with a credit card up to $2000.


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jatan1986 said:PoisnBGood said:jatan1986 said:Thanks for the heads up on the bank notary -- didnt bother calling WAMU or BOA. Just called a Chase branch and asked about coin counting and notary, the rep said both services were free as long as I was a customer

Got it done and just mailed everything out -- now to wait and see how long it takes for them to process everything


Im assuming this means Chase bank customer? And not a chase CC customer.
I do have a checking account there but they really didnt ask about it

I went to the customer service desk with my box of coins and the MWAFCU papers and told her I needed coin counting and a notary. She told me to go to the business section for the coin counting and then head over to the notary (she pointed to the cubical). When I got to the notary, she just asked for a state ID/license and told me to sign the papers and then she stamped them

You can probably get away with not being a banking customer -- just pull out the Chase CC first when they ask for your ID/license lol

From what I've read in this thread and other threads, as well as my own experience, I think being able to find a free or extremely low-priced notary public at an FI depends on where you live, and whether competing FIs offer those services. One state back East offers free notary services in its public libraries. My local FIs will at the most notarize their own documents, and that's about it. In cases like that, being a Premier Banking Client with BoA and a $1 (or whatever the prevailing rate is) will buy you a cup of coffee.

Message edited by: glxpass on 2008-08-16 12:55:19 CDT
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One ACH debit or Credit transaction Can be direct deposit from My ING Account?

Does DD count as ACH debit or Credit transaction ?


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Can I have more than 1 account under my name? Let's say 3 diferent account under my name?


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Can I pay .01 to my friend with paypal 10 times a month?


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slavik said:Can I pay .01 to my friend with paypal 10 times a month?
This would work, but is probably against Paypal's term of service:
Paypal terms of service said:13. No Cash Advances. You agree not to engage in behavior that could reasonably be construed as providing yourself a cash advance from your credit card, and agree not to assist Users who engage in behavior that could reasonably be construed as providing themselves a cash advance from their credit cards. Such behavior includes, but is not limited to, a User paying someone with a credit card-funded payment through the Service, then receiving the funds back from the original Recipient and attempting to withdraw the funds from their account. PayPal reserves the right to reverse all such transactions and to terminate any accounts that are associated with such behavior.
I think this is risky behavior... better to buy some short story e-books at Amazon, that clearly is a legitimate purchase.

Message edited by: livedog on 2008-08-17 15:01:02 CDT
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Anyone else having problems getting on the mwafcu.org site? downforeveryoneorjustme.com seems to think so.


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tim1 said:I applied online filling out the online form for rewards checking. I received CU membership form with postage paid return envelope allong with the required disclosures (which must be notarized) in the mail within about 2 days. On the CU APPlication I wrote "member of ACSPCA" and separately made my membership for $26 through the ACSPCA website... it might not have been necessary to do it separately? not sure yet...hope to get account info back in the mail soon. I will update when process is complete.


1. Applied through ACSPA website for $26.06
2. Applied for Midwest rewards checking account Here 7/18/08
3. Received application packet with all needed forms to fill out in about two days
4. Signed documents, got notarized for free at local CU service center and sent back with check for opening deposit.
5. received account and routing numbers within two weeks, and pin number needed to setup CU anywhere.
6. requested online statements.
7. sent trial deposits from external account, and transfered some funds to meet ACH requirement. (also setup direct deposit just to be sure)
8. received visa check card almost one month from the date I originally applied online 8/16/08
9. received atm pin next day (visa check card must be used at atm to activate)
10 made required visa transactions
11. ???
12. Profit

Message edited by: tim1 on 2008-08-17 19:50:09 CDT
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Has anyone asked if MWAFCU participates in the CU Service Center network? It's not listed on cuswirl.com, so I'm guessing it's not.


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cjdtech said:Has anyone asked if MWAFCU participates in the CU Service Center network? It's not listed on cuswirl.com, so I'm guessing it's not.
it appears not, but they do offer atm refunds of $25 per month if you meet the monthly requirements for this account


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Can I do 12 $.05 paypal monthly subscriptions and have an auto payment with a credit card to qualify for this?


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Ok so I got my initial package from them after applying online. Gonna get the two forms notarized and sent back to them.

Somebody here said they just sent them a check for $25 with a note saying take $20 and donate it to SPCA right? This sounds like the easiest way to go if possible.

For the guys that have the account open... how soon were you able to get your account and routing number so you can set up ACH deposits from other banks? Somebody here said it took over a month to get a debit card, but if I can get my money in to them sooner, that would be ideal.


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Send two checks. One for $25 made out to Allen County SPCA and one for at least $5 made out to MidWest America FCU.

I mailed back the forms and got an email back with my account numbers and routing info 4 business days later.


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What about iTunes songs for $.99? I still buy them.


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SUCKISSTAPLES said:Bankdeals + FWF = dead finance deal.

Simple as that.

If it's in FWF, it might as well be televised on a national infomercial.


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RedCobra said:SUCKISSTAPLES said:Bankdeals + FWF = dead finance deal.

Simple as that.

If it's in FWF, it might as well be televised on a national infomercial.

In the past did the rate go down dramatically? Just curious, haven't jumped in on the deal yet.


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bksavings said:Can someone who's gone through the online set-up of this account, post the steps for setting up CU anywhere access?

Do they send you the access code, and then a password? Can you set up access with only an access code and account number?

Thanks.

The access code is your password, you will be able to change it online when you receive the code and your account number.


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