Edit

Forums
Finance

BOA 0% for 12 Months for existing customers - YMMV Archived From: Finance

  • tweet this
  • Post to Facebook
  • Text Only
  • Search this Topic »
  • Classic
  • Go to Page :
  • 1 2 3
alert mods    

manuvns said:no BT fee from BOA thats BS

Tell that to the no BT Preferred MC that's the newest resident of my sock drawer.


alert mods    

It's no longer 12 months, but my NEA (National Education Association) Visa has had a 0% BT APY, 2% fee, min $2, max $30 for quite some time. It shows as good on balances through the statement closing date in July 2009.

Edit: 10/8/08 - It's gone now, replaced by a Plat Plus MasterCard 0% APR BT offer with 3% uncapped BT fee.


alert mods    

BMRisko said:0% w/ no BT fee...Is that an old card?
There's recent discussion here


alert mods    

0%, no BT fee card

https://offers.bankofamerica.com/ConsumerCard/MNCOffer.aspx?sc=FAATCY&lang=en_US&cc=OTS

I got this from another FW thread.


alert mods    

My three cards:

1) 12 months 0%, 3% fee, $10 min, $99 max
2) 12.9%, 3% fee, $10 min, $75 max
3) 12 months 0%, 3% fee, $10 min, no max

Thanks, OP. Time to make a phone call and move some CLs around.


alert mods    

vrock said:0%, no BT fee card

https://offers.bankofamerica.com/ConsumerCard/MNCOffer.aspx?sc=FAATCY&lang=en_US&cc=OTS

I got this from another FW thread.
Thanks, but I think we're talking about existing cards.


alert mods    

Just checked. 3% BT fee, so no go here.


alert mods    

I just got my new World Points card in the mail to replace one that's expiring. I called the # on the front to activate, and then pressed 1 to hear about special balance transfer offers just for me...

2.99% until June '09, $75 capped fee. I asked if that's the best offer they had available, and he said yes. I told him that wasn't good enough for me to transfer any funds to this card, and I got the hard sell of what a great deal I was getting with the capped fee of $75. I politely told him again thanks but no thanks.

I'll check back next week to see if the offer has changed.


alert mods    

can't you just use this?...

https://www3.bankofamerica.com/creditcards/application/index.cfm?requesttimeout=500&offer_id=ECOMM0908API00400800122011EN000


alert mods    

I have a 12 month 0% offer, but its 3% uncapped.

I called them, and they did not offer to cap it. The counteroffer was 3.99% for 12 months capped at $99.


alert mods    

2.99 % $75 cap
12 months


alert mods    

I have four cards, two had 0% offers,3% fee no cap for a year from now. Thanks OP


alert mods    

9.9% and 14.9%


alert mods    

7.9% w/ no cap
0.0% w/ no cap


alert mods    

4.99% 12months no BT fee


alert mods    

I found out about this yesterday when I received all new credit cards from them to replace my old cards. They switched my visa to an AMEX rewards card and my mastercard to a visa. When I called to find out what was going on thats when the customer service rep gave me all the good news. I got upgraded to a single rewards system for both cards and that I had 0% BT on both cards. But when he told me what my transaction fee was, I declined. Then he made it sweeter by removing the fees on one card and capping the other at 99. Then he started the process to transfer the funds directly to my checking account and all my credit limits jumped by about 30%.
I ended up getting 40k for $99 and putting it all in a stock account. Thats the first time any of my credit cards would do that.
Also with the boosted credit limits it really didn't make a big dent in my utilization.

I think BOA is feeling it's oats because now it knows its to big to fail.


alert mods    

1) 36 months, 4.99%, 3% fee, $10 min, $99 max
2) 12 months 0%, 3% fee, $10 min, no max


alert mods    

The USairways Visa from BofA has no BT fee.


alert mods    

My eight-year old BOA plain VISA got the uncapped 0%/12mo offer, as I just found while prepping for my opening AOR. The newer and better Ducks Unlimited card is getting the 1.9% 4 month $75 capped offer it's had for months.

I'm not sure why they only did it for one card (and the one with a smaller CL ). It might be because the "plain" VISA is my GF's daily spender, while the Ducks only sees use for my cell bill and when a vendor doesn't take AMEX.


alert mods    

Mine shows 0% BT thru 6/09, 4% fee capped at $90


 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!



Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2009