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runderwo
- Senior Member
posted: Sep. 19, 2008 @ 4:19p
manuvns said:no BT fee from BOA thats BS Tell that to the no BT Preferred MC that's the newest resident of my sock drawer. |
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glxpass
- Senior Member - 3K
posted: Sep. 19, 2008 @ 4:37p
It's no longer 12 months, but my NEA (National Education Association) Visa has had a 0% BT APY, 2% fee, min $2, max $30 for quite some time. It shows as good on balances through the statement closing date in July 2009. Edit: 10/8/08 - It's gone now, replaced by a Plat Plus MasterCard 0% APR BT offer with 3% uncapped BT fee. |
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TyroneSchulace
- Senior Member
posted: Sep. 19, 2008 @ 4:39p
BMRisko said:0% w/ no BT fee...Is that an old card? There's recent discussion here |
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vrock
- Member
posted: Sep. 19, 2008 @ 5:15p
0%, no BT fee card https://offers.bankofamerica.com/ConsumerCard/MNCOffer.aspx?sc=FAATCY&lang=en_US&cc=OTS I got this from another FW thread. |
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simmias
- Happy Member
posted: Sep. 19, 2008 @ 5:19p
My three cards: 1) 12 months 0%, 3% fee, $10 min, $99 max 2) 12.9%, 3% fee, $10 min, $75 max 3) 12 months 0%, 3% fee, $10 min, no max Thanks, OP. Time to make a phone call and move some CLs around. |
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TyroneSchulace
- Senior Member
posted: Sep. 19, 2008 @ 5:23p
vrock said:0%, no BT fee card
https://offers.bankofamerica.com/ConsumerCard/MNCOffer.aspx?sc=FAATCY&lang=en_US&cc=OTS
I got this from another FW thread.Thanks, but I think we're talking about existing cards. |
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NorthStar2020
- Ancient Member
posted: Sep. 19, 2008 @ 6:29p
Just checked. 3% BT fee, so no go here. |
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Voldaddy
- Member
posted: Sep. 19, 2008 @ 6:34p
I just got my new World Points card in the mail to replace one that's expiring. I called the # on the front to activate, and then pressed 1 to hear about special balance transfer offers just for me... 2.99% until June '09, $75 capped fee. I asked if that's the best offer they had available, and he said yes. I told him that wasn't good enough for me to transfer any funds to this card, and I got the hard sell of what a great deal I was getting with the capped fee of $75. I politely told him again thanks but no thanks. I'll check back next week to see if the offer has changed. |
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hbrocks
- Member
posted: Sep. 19, 2008 @ 6:50p
can't you just use this?... https://www3.bankofamerica.com/creditcards/application/index.cfm?requesttimeout=500&offer_id=ECOMM0908API00400800122011EN000 |
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summitsix
- Senior Member
posted: Sep. 19, 2008 @ 6:54p
I have a 12 month 0% offer, but its 3% uncapped. I called them, and they did not offer to cap it. The counteroffer was 3.99% for 12 months capped at $99. |
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susarlas
- Member
posted: Sep. 19, 2008 @ 8:42p
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Donedealzz
- Senior Member - 2K
posted: Sep. 19, 2008 @ 9:26p
I have four cards, two had 0% offers,3% fee no cap for a year from now. Thanks OP |
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beatme
- Senior Member
posted: Sep. 19, 2008 @ 9:36p
9.9% and 14.9%  |
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jatan1986
- Broke Member
posted: Sep. 19, 2008 @ 11:29p
7.9% w/ no cap 0.0% w/ no cap |
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mppaul2
- Member
posted: Sep. 19, 2008 @ 11:33p
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vaylon
- Senior Member - 1K
posted: Sep. 20, 2008 @ 6:46a
I found out about this yesterday when I received all new credit cards from them to replace my old cards. They switched my visa to an AMEX rewards card and my mastercard to a visa. When I called to find out what was going on thats when the customer service rep gave me all the good news. I got upgraded to a single rewards system for both cards and that I had 0% BT on both cards. But when he told me what my transaction fee was, I declined. Then he made it sweeter by removing the fees on one card and capping the other at 99. Then he started the process to transfer the funds directly to my checking account and all my credit limits jumped by about 30%. I ended up getting 40k for $99 and putting it all in a stock account. Thats the first time any of my credit cards would do that. Also with the boosted credit limits it really didn't make a big dent in my utilization. I think BOA is feeling it's oats because now it knows its to big to fail. |
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polaris
- Senior Member
posted: Sep. 20, 2008 @ 8:10a
1) 36 months, 4.99%, 3% fee, $10 min, $99 max 2) 12 months 0%, 3% fee, $10 min, no max |
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AzFW
- Thrifty Member
posted: Sep. 20, 2008 @ 11:14p
The USairways Visa from BofA has no BT fee. |
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Moonbutt
- Member
posted: Sep. 21, 2008 @ 4:36a
My eight-year old BOA plain VISA got the uncapped 0%/12mo offer, as I just found while prepping for my opening AOR. The newer and better Ducks Unlimited card is getting the 1.9% 4 month $75 capped offer it's had for months. I'm not sure why they only did it for one card (and the one with a smaller CL ). It might be because the "plain" VISA is my GF's daily spender, while the Ducks only sees use for my cell bill and when a vendor doesn't take AMEX. |
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Baldrick
- Senior Member
posted: Sep. 21, 2008 @ 7:52a
Mine shows 0% BT thru 6/09, 4% fee capped at $90 |
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