arkleseizure said:markkundinger said:arkleseizure said:I may be wrong (which would be nice, so I could churn cards faster), but isn't the Citi personal app limit 1 per 60 days and the business app limit 1 per 90 days?
It's historically been 2 personal, 2 business, 1 prof, per 60 days.

Yes, but I believe it changed earlier this year. I've had issues with doing more than 1 personal in 60 days.

Anyhow, maybe I'll give it another shot soon.I got approved for both the Citi AMEX and Assoc Bank cards, applied for the same day.

My final app list will be up later tonight, probably. Experian has updated since my chase cc reported on the 25th; it now shows a 1% balance. Now waiting on TU/EQ to update. I'll pull the trigger tomorrow or Tuesday, depending.

Godfather, no, not really. Why that card?

Also, Still no updated balance on chase for TU & EQ.

SomeRandomUser said:Son of a B-H!!

are all Chase cards uncapped now? I can't find a single capped offer. This is very bad news for the AOR scene if true.
My sentiments exactly. There are two personal cards left with $75 fee caps
Here's one
Still haven't found a biz card capped.

Final app list posted.

All t&c saved that I could. I will be on the lookout for additional disclosures while applying and save those too.

Still waiting for updates to TU/EQ, will pull CIDP around 7:30 am to see if they updated (do they update at a certain time every day??). I don't know WTF is going on. As of 1:30 am, only EX is showing the correct balance. FUSA reports on the 25th for me. It has never taken this long to update. My window until US Bank reports is getting too small for comfort. I'm going to pull FICOs after (if) they update. If they do update, then I'm pulling the trigger today.
Edit: TU Updated. EQ Didn't...
Edit 2: Still no update on CWG at 8:30PM, come on already EQ! Pulling CIDP again 9AM.
Edit 3: Nope. Looks like its back to the drawing board.

Checked links just to make sure they all work. Verified offers and replaced where necessary.

Also, did a quick check to calculate that I need to spend $3000ish plus some minimum purchases to satisfy all of the offers.

Stupid question: For cards like M&T that say "for balances transferred with this app," do I have to request some guesstimate BT with the app? No?

I'm also wondering if anyone has experimented with changing their statement dates for offers that say "for x statements" or "x billing cycles" in an attempt to get an extra month or two out of their offers?

Can you please update your final list of apps and the results (when available). I'm following your leads.

SomeRandomUser said:Godfather, no, not really. Why that card?

Also, Still no updated balance on chase for TU & EQ.

sorry, my bad..it has 0% offer for only purchases...not BT

"One pack of gum please." "Will that be all?" "Yes." "How would you like to pay for that?" "Here's my Citi Business card."

Edit: Typed Chase instead of Citi.

Just pay off the purchase before doing BT. Most CITI BTs are for 12 months from start day anyway.

I think it is not a good timing to do AOR now. or say it might be the worst time. Not to say you have 24 applications, even you just have 14 or say 10, you may get some serious AA. Many banks will review your credit again(soft pull) one or two months after they issue you the card. They will do something whether they see the inquiry or see the balance. This year is not like last year or the past few years. AOR is not that easy anymore.

If you really want to do it, I suggest you make sure your hard inquery is equally spread out. I will say put 3~4 on each CB at once is really the max.