When u do the application it asks for a promo code for the account.

Are there any promo codes to open this liquid 4 percent CD?

hqh51 said:APY is 3.75% as of 11/19/08 as per their website.
time to see if the 6month 4% guarantee is working on those accounts that opened before the guarantee was taken out

Current interest rate 3.6900% (3.75% APY) according to my account summary so looks like they are capable of running two different rates. I did not make it on board before the 4% guarantee expired. If you are looking for a new account, GMAC matches this rate (for who knows how long) with a much better interface (IMHO). Still, I have no complaints, it seems to be a well run bank.

Now it's 3.20

jakeru said:welookgoodcom said:Does anyone know what happens if you go beyond the 6 withdrawls per month, what the fee is?I think they would hit you with this: (from the CNB Terms and Disclosures document):
Excess Preauthorized Transfer Fee (per item): $15.00

And some other fees that those of us chasing high APYs elsewhere should be aware of:
Account Closing (Within 180 Days): $20.00
Inactive fees (per month) (Balances < $250 after 12 mos. inactivity): $1.00According to their system, I had 7 withdrawls scheduled for January (I counted it as 6, since the first was on 01/02 and the last was on 02/02, but apparently the pull date of 01/30 counted for the 02/02 transfer and the transfer date of 01/02 counted for the 01/02 transfer). Anyways, I was not charged the referenced fee but they disapproved my scheduled transfer for 02/02 and a CSR called me to inform me of this fact. I rescheduled the transfer for 02/03 and did not have any problem. If it was an external pull, then they may have charged the fee or refused it altogether.

Has anyone who was in on the 6 month guarantee had their rate reset yet? My 6 months are up (opened on 10/08, funded on 10/16) and the APR in my account information is still 3.93%. I recently transfered $35k out to fund a new 5% rewards checking account but if CNB is still giving us 4% maybe I'll transfer it back so I don't have to deal with the debit card transactions

bumping to prevent archiving...

also the rate is now 2.00% APY

Site is working fine for me.