End of capped Chase BT offers?

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I am searching for cards for my AOR 2.0. I have had no luck in finding any capped Chase BT offers either business or personal. I looked at all the recent AORs to get current offers, but the Chase cards listed no longer have a BT max cap in the terms and conditions on the application pages. Is this a recent change or have people been able to talk the CSRs into capping their BTs.

I have one capped offer ($75) on a card I already have but it is only 6 month at 0%. Along with Citi cutting off reallocations, this could put a major dent in my plans.



gumkin said: I am searching for cards for my AOR 2.0. I have had no luck in finding any capped Chase BT offers either business or personal. I looked at all the recent AORs to get current offers, but the Chase cards listed no longer have a BT max cap in the terms and conditions on the application pages. Is this a recent change or have people been able to talk the CSRs into capping their BTs.

I have one capped offer ($75) on a card I already have but it is only 6 month at 0%. Along with Citi cutting off reallocations, this could put a major dent in my plans.
This seems to be a brand new development. Glad I didnt wait until Oct to A0R......


I'm trying to plan two AOR's for next week. Ack! This definitely puts a damper on things.


I just did a BT with an existing Chase card and had a cap.


Looks like the 15 month offer for the biz card that was floating around is no longer capped in the offer either...15 month offer glad that I took advantage of 2 in our household....I guess Chase needs the money for buying up failing banks.


They just denied me last week for completely bogus reasons. Maybe this whole financial crisis has a trickle down effect.


got my new swa card and it had a bt cap of $99 and 6 mo @ 0%.


I am denied a Business Credit card as of yesterday too, with the reasons...

1) excessive credit already issued
2) too many requests


According to their investtor presentation yesterday, they will be exiting the non-retail bank credit card business.

Does not look very AOR friendly.


I found this
link to 12 mo 0% Chase disney $75 cap
I'm still looking for a biz card offer that's capped.

Edit: better link


PolarDude said: According to their investtor presentation yesterday, they will be exiting the non-retail bank credit card business.
Could someone translate this for me?


VerbalK said: They just denied me last week for completely bogus reasons. Maybe this whole financial crisis has a trickle down effect.

Me too, and they couldn't reopen the application, told me to submit a new one. I checked the terms for the 15 month offer, but didn't notice the cap had disappeared since last week. I guess I should have taken the capped offer on my existing personal Chase card.


Please keep us informed if you find any chase biz card with the cap.

Wow, I need to rush to the AOR before Chase close out all the capped BT offer.


Last week, I applied for and was approved for the Chase Platinum Business Card.

As of last week, there was a $75 cap on BT. I just checked the webiste, and it is no longer mentioned in the terms. Maybe a phone call could convince them to still honor it.

I received my card last week, and the documentation reflected the $75 cap.

Was initially approved for a $15K limit, called and got it bumped up to $20K.


Only other I know of besides Disney is the Options Express Visa


Check your cards in the online balance transfer tool. One of my cards had a decent capped offer which expires 9-30-08. 0% for almost a year. I have no idea if I'll get an offer like that next month.


taxmantoo said: Check your cards in the online balance transfer tool. One of my cards had a decent capped offer which expires 9-30-08. 0% for almost a year. I have no idea if I'll get an offer like that next month.

I also have this offer on 2 of my personal Chase cards: 0% through 9-1-09

Edit: My Chase biz cards don't show any offers available.


Are those personal or biz offers? My biz cards had nothing.


In the mail today, I got a pre-approval from Chase for a no-fee 0% APR BT!
And, I've currently got $20K out from Chase Biz at 0%! Not only that, they recently gave me an unrequested CLI on that line.

A few days ago, I also got a $200 "check" from Chase in the mail to apply for a new checking acct, so I guess I'll close out my old one and open a new one.

Chase seems to love me

I've actually had a really good experience with Chase overall. On my Freedom card, they've ruled in my favor on 2 disputes, one of which was several hundred dollars, so I hope I stay in Chase's good graces.


Discover has a capped offer and an overall pretty good card ($50 bonus, 5% back on some items, and 0% purchase and BT intro). I'm considering it, except I don't expect a high CL.

I tried to strip the referral info from the link while still having it work. If you're worried about it, just Google for Discover More $50 bonus.

Discover More




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