I thought I saw this on here, but couldn't find it by searching..

E-Loan started a Savings Plus account that has tiered rates. Now that FDIC insurance is $250K, the top tier is actually pretty good once WaMu's rates get dropped.

You need to have a recurring deposit of $100/month to get this. You can only have one externally linked account.

Savings Plus

$100,000 or Greater 3.85%
$50,000 to $99,999.99 3.75%
$25,000 to $49,999.99 3.51%
$10,000 to $24,999.99 3.35%
$5,000 to $9,999.99 3.01%

Otherwise 3.01%

I do not recommend using ELOAN. The only way money moves in and out is through their ACH and to only one linked account with a restriction of 1 change to the linked account every 2 weeks. ELOAN also declines any transactions from credit cards pulling money out from this account. This account is good if you do not need reliable access to your money.

Be aware that your user name can only be 10 characters, so if you paste in a longer name, it will be truncated. I guess I failed to notice that the user name I pasted in had been truncated. When I attempted to log in, I was told that my username didn't exist. I had to call customer service to find out why I couldn't log in. While technically E-loan didn't do anything wrong, I use the same user name for all my financial accounts, and E-loan is the first place I've run into this problem in quite a while. At least telephone CS was prompt and helpful.

Also, I dislike the fact that they make you fill out a form to opt out of marketing. Not just tick a box, but fill out a complete form.