I thought I saw this on here, but couldn't find it by searching..
E-Loan started a Savings Plus account that has tiered rates. Now that FDIC insurance is $250K, the top tier is actually pretty good once WaMu's rates get dropped.
You need to have a recurring deposit of $100/month to get this. You can only have one externally linked account.
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posted: Oct. 3, 2008 @ 8:01p
doglar
Thrifty Member
posted: Oct. 7, 2008 @ 6:40p
I do not recommend using ELOAN. The only way money moves in and out is through their ACH and to only one linked account with a restriction of 1 change to the linked account every 2 weeks. ELOAN also declines any transactions from credit cards pulling money out from this account. This account is good if you do not need reliable access to your money.
RudolfSchmidt
Cranky Member
posted: Oct. 8, 2008 @ 12:01a
"You may change your external account every 60 days."
RudolfSchmidt
Cranky Member
posted: Oct. 8, 2008 @ 4:01p
Be aware that your user name can only be 10 characters, so if you paste in a longer name, it will be truncated. I guess I failed to notice that the user name I pasted in had been truncated. When I attempted to log in, I was told that my username didn't exist. I had to call customer service to find out why I couldn't log in. While technically E-loan didn't do anything wrong, I use the same user name for all my financial accounts, and E-loan is the first place I've run into this problem in quite a while. At least telephone CS was prompt and helpful.
Also, I dislike the fact that they make you fill out a form to opt out of marketing. Not just tick a box, but fill out a complete form.
Moosy
Senior Member
posted: Dec. 12, 2008 @ 4:05p
I just got an email saying they will close my account if I dont raise the amount I have there to above the minimum.
Moosy said: I just got an email saying they will close my account if I dont raise the amount I have there to above the minimum.
Any idea what the minimum is?
I have the same question. $500
gldpurd
Member
posted: Dec. 12, 2008 @ 6:02p
evanm said: Moosy said: I just got an email saying they will close my account if I dont raise the amount I have there to above the minimum.
Any idea what the minimum is?
I have the same question. I have a whole $1.16 in the account...
Maybe the minimum is $2? Why would anyone open an account without reading the Terms and Conditions? The answer to your question is in the section titled "Account Closure."
Moosy said: I just got an email saying they will close my account if I dont raise the amount I have there to above the minimum.
Any idea what the minimum is?
IIRC it is $500.
bryan2010
Member
posted: Dec. 12, 2008 @ 7:15p
My account of $20 also got the email. Stopped using the account late summer when I sent everything to dollarsavingsdirect.
Moosy
Senior Member
posted: Jan. 25, 2009 @ 9:25a
Well, just an update.
I had $2, got an email, send $50, didn't help and they closed my account on 12/31/2008
They claim to have ACH my money out but they didn't, it required a long and uncomfortable conversation in which everyone but e-loan was blamed but the money showed up the following morning.
seekingsun
Cranky Member
posted: Feb. 2, 2009 @ 2:39p
Does anyone else have problems with their website? I haven't checked in a while and I can't access my money there, do I need to be worried?
lampy2k4
Senior Member - 1K
posted: Feb. 2, 2009 @ 2:49p
seekingsun said: Does anyone else have problems with their website? I haven't checked in a while and I can't access my money there, do I need to be worried? Nope, no problems.
seekingsun
Cranky Member
posted: Feb. 3, 2009 @ 8:06a
Thanks for checking! It eventually worked on a different internet connection, so it was my fault.
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