Update 10/10 Fixed the links and all set to apply on Monday. Removed Chase app and want to apply for Chase Freedom Rewards card so that i can use for purchases. Any other Suggestions for Reward Card? I only found 2 business cards with decent or no BT fee. Does anyone know any other cards?
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Updated my post with links and would like to do this on Wednesday, 10/15.
Application Results
BOA -- Approved for 7.5K Citi Associated -- Deferred/Approved upon calling for 18k Discover More -- Deferred/Approved upon calling for 12k GM HSBC -- Approved over phone for 14k Wells Fargo -- Deferred/Approved on Friday for 16k ESPN -- Approved for 2k Pulaski -- Approved for 3.5k Chase Freedom -- Approved for 8k
Business Citi - Deferred/Approved for 10k Juniper - Deferred
Message edited by: joe4u on 2008-10-20 11:28:59 CDT
Squeezer99 said:search for my username in this forum, chase has 2 personal cards with $75 capped BT fees
If you are referring to the following post: http://www.fatwallet.com/forums/finance/854933
I researched most of the Chase Cards and they changed to 3% BT fee with no cap. Would have been applying for it atleast if they have a capped fee. I think they changed last week or two i guess.
joe4u said:Squeezer99 said:search for my username in this forum, chase has 2 personal cards with $75 capped BT fees
If you are referring to the following post: http://www.fatwallet.com/forums/finance/854933
I researched most of the Chase Cards and they changed to 3% BT fee with no cap. Would have been applying for it atleast if they have a capped fee. I think they changed last week or two i guess.
There are still valid as Squeezer99 said and they are the only two chase cards available as of now. Get them before they are gone!
I recently got the MyPoints card from WaMu and they give a decent (not great) limit.
If you're worried about the BofA Platinum, just call in and add Worldpoints to your existing card. No real difference, but suddenly, it'll be a different kind of card.
Maybe, but I have 2 data points that says otherwise: $10K and $15K.
Also, Iberia / Pulaski may be worth trying 1-4 weeks before the others (for those who don't mind spreading the AOR out AND are willing to submit proof of income).
Updated my results in quick summary. Got more CL than expected. Juniper is the one which got deferred and online status says i'll be receiving a letter stating why? Now time to do some reallocation.
Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact.
RudolfSchmidt said:Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact. Mine took 29 days for approval back in August.
barsotti0 said:RudolfSchmidt said:Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact. Mine took 29 days for approval back in August.
Thanks. Seems rather arrogant of BoA. Or lazy; I'm not sure which.
RudolfSchmidt said:barsotti0 said:RudolfSchmidt said:Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact. Mine took 29 days for approval back in August.
Thanks. Seems rather arrogant of BoA. Or lazy; I'm not sure which.Just call and ask to speak with a credit analyst. They'll give you an immediate decision.
Joe4u - you got approved for a nice 16k line with Wells. Did you have any existing relationship with Wells? I'm considering applying in my A0R and I'm not sure how it will go with no existing Wells Fargo accounts.
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