Joe4u's AOR 1.0 - Results Updated

Planning to do the following to get as many BT offers as i can: Your feedback is appreciated.

HHI: 175K
PG Scores: Excellent.
TU 744, Ex 758, EQ 744
Inq: None

Existing Cards

Bank Limit Balance

BOA $16000 0
MBNA $10000 0
AMEX $9000 8000 (2.9 BT for life)
Citi AA $12500 4000 (1.9 BT for life)
Citi Div $6000 400
Sears $10000 0
Discover More $2200 100
DCU $1000 0
Dell $7000 0

Applying For:
BOA Platinum, 12 Months NO BT Fee
Citi Associated, 12 Months, NO BT Fee
Discover More, 12 Months, $75 Fee
GM Mail Offer, 12 Months, $99 Fee
Wells Fargo, 6-9 Months, No Fee
ESPN, 6 Mo, No BT Fee
Pulaski, 6 Months, No BT fee
Chase Freedom

Business
Citi Business, 12 Months, No Fee
Juniper, 15 Months, $75 Fee

Update 10/10
Fixed the links and all set to apply on Monday.
Removed Chase app and want to apply for Chase Freedom Rewards card so that i can use for purchases. Any other Suggestions for Reward Card?
I only found 2 business cards with decent or no BT fee. Does anyone know any other cards?

You should apply for PenFed and Advanta, great life of balance rates at 2.99% (at least last time I checked).

BOA NEA or
BOA Platinum

I haven't checked in a while, but if BOA Plat still has $0 fee, then thats the one to get. NEA has a $30 BT fee.

Squeezer99 said: search for my username in this forum, chase has 2 personal cards with $75 capped BT fees

If you are referring to the following post:
http://www.fatwallet.com/forums/finance/854933

I researched most of the Chase Cards and they changed to 3% BT fee with no cap. Would have been applying for it atleast if they have a capped fee. I think they changed last week or two i guess.

joe4u said: Squeezer99 said: search for my username in this forum, chase has 2 personal cards with $75 capped BT fees

If you are referring to the following post:
http://www.fatwallet.com/forums/finance/854933

I researched most of the Chase Cards and they changed to 3% BT fee with no cap. Would have been applying for it atleast if they have a capped fee. I think they changed last week or two i guess.

There are still valid as Squeezer99 said and they are the only two chase cards available as of now. Get them before they are gone!

I recently got the MyPoints card from WaMu and they give a decent (not great) limit.

If you're worried about the BofA Platinum, just call in and add Worldpoints to your existing card. No real difference, but suddenly, it'll be a different kind of card.

jackcrawfish said: Ditto for WAMU ESPN card.

Maybe, but I have 2 data points that says otherwise: $10K and $15K.

Also, Iberia / Pulaski may be worth trying 1-4 weeks before the others (for those who don't mind spreading the AOR out AND are willing to submit proof of income).

For BankAtlantic, is this the online link you used?

You can call Juniper too: 866-408-4064

RudolfSchmidt said: Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact.
Mine took 29 days for approval back in August.

RudolfSchmidt said: barsotti0 said: RudolfSchmidt said: Not to threadjack, but I applied for the BoA Platinum over 2 weeks ago and still haven't heard a peep about it--not even an email. Anyone else have this experience? All of the other cards I applied for at the same time were approved and have been received, but BoA remains silent. I tried to check the status online but my application couldn't be found; then I checked via telephone and was told that it was still being reviewed. I would assume they had just lost it except for that fact.
Mine took 29 days for approval back in August.

Thanks. Seems rather arrogant of BoA. Or lazy; I'm not sure which.Just call and ask to speak with a credit analyst. They'll give you an immediate decision.

joe4u-

for the pulaski card, did you have to send in verification? i was looking over their application and i saw the following,

"To complete the application process, please send any of the following applicable items to Pulaski Bank and Trust, P.O. Box 7500, Little Rock, AR 72217-7500, or you may fax your information to the attention of Pulaski Bank Underwriting Department at 501-661-7381. *

1. SALARIED OR HOURLY EMPLOYEE - Send a copy of your current payroll stub showing gross income and year-to-date total.
2. SELF-EMPLOYED - Send a copy of your most recent two years' 1040 Federal Income Tax returns including Schedule C or Schedule E.
3. COMMISSIONED SALES - Send a copy of your current payroll stub and a copy of your last year's W-2 form.
4. RETIRED - Social Security, Pension, Disability, COLA Letter, 1099 Form, Check Stub, Direct Deposit Verification. You must provide proof of this income.
5. INTEREST/DIVIDEND INCOME - This income must be verified by your 1040 Federal Income Tax return for last year or Form 1099.
6. RENTAL INCOME - Rental income must be verified by your most recent two years' 1040 Federal Income Tax return including Schedule E."

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Do they really require those things prior to opening a card with them?

i am also wondering about any prior relationship with wells fargo as the previous post had asked.

whoDean said: I think BoA JUST cancelled the $0 fee (link doesn't work)

"
The credit card application "link" you
requested is currently unavailable.

I got the same message