Got an e-mail yesterday saying that they'd give me $50 to open an Electric Orange checking account and use the associated debit card 3 times.

However, when I try to open the account (via www.ingdirect.com/electric50), the reference code is apparently invalid.

Anyone else having trouble with this?

I also received the email, with both $25 (www.ingdirect.com/electric) and $50 promotion. Both reference codes are invalid.

$50 code for me was EM227.

Here's a Bronx cheer for a company that sends out an offer that is invalid the VERY NEXT day!

FWIW, I sent them an e-mail asking whether the reference code really is supposed to be invalid already.

It didn't work for me online, but I was able to open it by talking to a CSR. She was very surprised about the promotional - perhaps it's just really, really new?

Question for anyone who has done this promotion:

If I pay for my groceries and choose the "credit" option, but the cashier doesn't make me sign because it is under a certain amount, does that still count towards the three transactions?

I got the $25 offer a few weeks ago and it worked fine. They say I should get my money on 10/22.

NYCSportsResearcher said:Question for anyone who has done this promotion:

If I pay for my groceries and choose the "credit" option, but the cashier doesn't make me sign because it is under a certain amount, does that still count towards the three transactions?

Yes, this should count.

edit: Opening this account was EXTREMELY easy because I already had an ING savings account. Took about 3 minutes.

If you open their checking account, it is a hard pull because of their overdraft protection.

thok said:Too bad ING keeps lowering their rates... otherwise I might have actually used this account.

I'll have to go back and check but I don't remember my credit monitoring service reporting any hard pulls at the time.

I opened up an Electric Orange account last night and an inquiry with Equifax showed up on my credit monitoring today. I was hoping to avoid a hard pull since I already have an Orange Savings account with ING. I think the hard pull was because of overdraft protection; but I couldn't find any way to opt out of it during the application process.