When times get tough, sometimes the best way to make money is to find new ways to reduce expenses.
I'd like to bring back Dave Hansen's excellent thread specific suggestions for living frugally without hardship, which has long been archived. Dave's point is to reduce expenses by being smart, not through extreme self-denial.
Related to this also are the threads:
living frugally by saving energy.
saving money on groceries
What do you guys do on the side for extra $
Your Telecommunication Cost - and how to reduce it
The first one has excellent suggestions for reducing your heating bill this winter. The last one needs to be updated. Please post any related threads in the quick summary.
I'll start out with two suggestions:
We use Voicepulse "local unlimited+200" service for our (voip) landline, for $15/mth. Local means your area code+any area code that borders it. After that, you get 200 national long distance per month, which is more than enough for us.
We just got an energy audit through our utility company. Following through with suggestions for insulation and sealing, the state of New Jersey will rebate us 20% of the cost, and up to 50% if we put in a new boiler. The blower test with the energy audit found all kinds of leaks where I had not thought to look. It should pay for itself in 3 years.
