Main Info Enroll in Credit Protector and your first 500 ThankYou Points will appear on your billing statement very soon. You'll continue to receive an additional 500 ThankYou Points each month for the next 5 months as long as you remain enrolled - for a total of 3,000 points.*
Fine Print *Upon approval, you will receive your first 500 ThankYou Points. ThankYou Points may take 2-3 billing cycles to appear on your credit card statement and will count toward any maximum points earned per calendar year as defined in your Citi Card Terms and Conditions. Your Citi Card account must remain open and not in default under any Card Agreement to qualify. One offer per Cardmember.
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Yes, but there are two different offers to consider. OP's offer is - you sign up, don't do anything, and you get the thank you points.
the offer you did is you get 5 certificates in the mail, and each month you hvae to mail one in, and they send you a $10 gift card. I'm doing that one right now and am still waiting for first gift card.
Also note, with these types of programs, if you pay off your bill (to a zero balance) before your statement closes, there is no fee. It goes by your "NEW BALANCE" so if you zero that out before the statement closes, you wont get charged fee.
Just a warning for some. I have gotten billed lately by credit protector even with a zero statement balance. This is on 2 separate cards that just signed up. It seems they have something about average balance during the first month or two. The one charge didn't show for almost 2 months, but was back-dated when it appeared on my bill.
luvdeals said:Just a warning for some. I have gotten billed lately by credit protector even with a zero statement balance. This is on 2 separate cards that just signed up. It seems they have something about average balance during the first month or two. The one charge didn't show for almost 2 months, but was back-dated when it appeared on my bill.
Yes, but there are two different offers to consider. OP's offer is - you sign up, don't do anything, and you get the thank you points.
the offer you did is you get 5 certificates in the mail, and each month you hvae to mail one in, and they send you a $10 gift card. I'm doing that one right now and am still waiting for first gift card.
Also note, with these types of programs, if you pay off your bill (to a zero balance) before your statement closes, there is no fee. It goes by your "NEW BALANCE" so if you zero that out before the statement closes, you wont get charged fee.
Also, they tend to offer the gift certificates when you try to call and cancel CP so you could possible take advantage of both.
I can't get the link to work, but I was offered $50 of Visa Gift cards for signing up for Credit Protector.
i think you are talking abt the visa gift checks we need to send out in USPS and we will get the 50$ visa cards in terms of 10$...any update on that? did u get any yet...i keep checking on the website...http://www.helixglobalsolutions.com/exchange/
sfvera said:luvdeals said:Just a warning for some. I have gotten billed lately by credit protector even with a zero statement balance. This is on 2 separate cards that just signed up. It seems they have something about average balance during the first month or two. The one charge didn't show for almost 2 months, but was back-dated when it appeared on my bill.Did they correct it? how did you address it?I called about it the first time and the person got their supervisor. They said it was a mistake as there should be no charge for the first 30 days. (I don't think that's correct, but that's what they said.) They could not fix it, but gave me an address to send a letter to explain it shouldn't be there and get the money back. They also said it was a pro-rated amount. Looks like the new program summary says: "For the first billing period, the cost of Credit Protector is pro-rated from the Billing Date for Credit Protector to the end of the billing period." It was a small amount for me so I let it go, but could be larger for others.
luvdeals said:Just a warning for some. I have gotten billed lately by credit protector even with a zero statement balance. This is on 2 separate cards that just signed up. It seems they have something about average balance during the first month or two. The one charge didn't show for almost 2 months, but was back-dated when it appeared on my bill.
Same thing happened to me on the picture frame promo. But it was such a tiny amount I didn't bother to hassle with getting it fixed. I thought I was golden because I paid off my balance down to exactly zero before the statement cut(made sure not to make any purchases in the 2-3 days before the statement cut either). But they still billed me that small amount.
After I canceled the service, they credited back the amount so I guess they caught their mistake on their own.
I have a MC with TYP but I use the card so it would incur fee for Credit Protector. I was thinking of getting another card that I wouldn't use after initial sign up bonus (pay the balance off) then apply for the Credit Protector. I don't have an active AE card and found the following card. My recent FICO was 745. I have mortgage & car. Is this a dumb idea?
I can't get the link to work, but I was offered $50 of Visa Gift cards for signing up for Credit Protector.
i think you are talking abt the visa gift checks we need to send out in USPS and we will get the 50$ visa cards in terms of 10$...any update on that? did u get any yet...i keep checking on the website...http://www.helixglobalsolutions.com/exchange/
I can't get the link to work, but I was offered $50 of Visa Gift cards for signing up for Credit Protector.
i think you are talking abt the visa gift checks we need to send out in USPS and we will get the 50$ visa cards in terms of 10$...any update on that? did u get any yet...i keep checking on the website...http://www.helixglobalsolutions.com/exchange/
Let me know..
by this, "It takes about 12 eeks but shows up on its own", did u mean on the website or for the $10.00 check to show up in the mailbox?
The hassle is fairly high on their 5 visa cards offer.
The forms have to be mailed in withiin speified months. If you get lots of credit card mail you may accidentally discoard the card contraining mail thinking it is junk. The cards need to be activated to be used (entering numbers twice on a web sites or making a phone call). You can save a little effort by copying them to a list and then pasting from there (especially useful if you then use the number to purchase items on line).
There is a pin for each card and if you just rip the card off the mailer, and discard the mailer, you may later find you have discoarded the pin number needed to use it. One suspects this was intended. There is a time limit on when the card must be used. Sopme places have trouble accepting two cards for purchases over $10 or want to charge more than $10 (gas pumps for instance). If used for small purchases, a small amount may be left on card that is hard to use. The system appears designed so some err and do not benefit.
One possible use is to pay utiiity or phone bills on line. Total typing is minimized from having a cut and paste (part or all of the number will have to be entered three times on different web sites even this way). Most will take a partial payment which can be the $10 (or smaller amount left on card). One can do that when the card is received, pin located, etc.
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