M&T opening checking bonus - Built for Baltimore

Linky

This is advertised on The Sun as well.

My experience is ACH counts as DD and you get the bonus right away.
(This is my 4th account with M&T. All previous 3 get bonus easily)
You can keep it open for 6 months and close it after that.

Is there a hard pull?

Do I have to be in Baltimore in order to qualify for this?

Thanks. Green for you.

Automatically after one day. No need to phone or email.
There is one time I do trial deposit to link account. It also counts as DD.

If you open Free account, you get 25. Then put it into drawer for 6 months.
If you open Direct account, you get 100. You have to do repeated ACH push from HSBC,ETRADE for 6 months. Otherwise $6 fee applies

FYI I opened both in the past.

Thanks OP, free $100!

Did any of you all notice this little bit in the "Specific Features And Terms For M&T Direct Checking Accounts" document?

BONUS FOR FUNDING VIA ACH DURING ONLINE APPLICATION OR FOR ESTABLISHING DIRECT DEPOSIT: We will credit one bonus (the
“Bonus”) to the account if you make a qualifying ACH deposit into the account. A qualifying ACH deposit can be either (1) the first deposit you
make into the account if made by ACH transaction authorized during your online account application, or (2) a direct deposit into the account made
within 90 days of account opening. Bonus will be credited to the account on the business day following the day on which we credit such qualifying
ACH deposit to the account. The account is eligible for only one Bonus regardless of the number of qualifying ACH deposits made to the account.
If the zip code entered on the “Your Banking” page of the online application for your account is within: (1) Delaware, the District of Columbia,
Maryland, Virginia, or West Virginia, the amount of the Bonus is $100; or (2) any other location, the amount of the Bonus is $25.

Would appear if you are not from one of the listed states you will only receive $25.

Found this bit in there too:

15. $10 early close-out fee if you close your account within 180 days of the date your account was opened.

geeklike said: (1) Delaware, the District of Columbia,
Maryland, Virginia, or West Virginia, the amount of the Bonus is $100; or (2) any other location, the amount of the Bonus is $25.

That excluded most of areas from getting $100. But where did you find this? link?

I started applying for the account, and when it got to the terms and agreement section I noticed it in there.

There is a Buffalo Site that has an offer almost identical to the above one.

Only got the $25 bonus, as expected, but it was very easy. Faxed the signature card in the same day I applied (same day this was posted), got the check card today and logged into online banking and the bonus was already posted due to their ACH deposit that was pulled from another account of mine.

Are you saying you've opened each of the accounts at the link, in your name, and have gotten $100 bonus each time?

tontot said: I got $100 also. That was the quickest bonus I have got

This is amazing. I got the $100 bonus one day after the initial deposit hits the account. I like this bank!

Green for you, OP.

Thanks OP. Easy $100

Thanks OP! Bonus posted day after I opened account!

New offer and available to ALL. Credit to hustlermoneyblog. What counts as a direct deposit? Without direct deposit, you have to leave $1500 in combined accounts in order to avoid fees. If not, there is a $5.95 monthly charge. You can get $100 with M&T Direct Checking and $25 with M&T Totally Free Checking. It is better to go with the Direct Checking, because the monthly fees would only be $35.70 leaving $64.30, which is still more than $25.