US Bank gave me a $2K credit line a week and a half after applying. I asked if they could CLR from an existing line, and he said the existing line was a factor in my low new line. He said he would go ahead and move most of it, but I haven't actually seen it happen yet. Of course, I asked him to make some BT's over the phone, so maybe that's additional motivation for him. Also, the new line automatically showed up on my login to access the existing line. I've seen that for BofA, WaMu, and Chase as well. Also, I have a BofA Platinum Plus Visa and MC. Haven't tried to CLR yet though.

It may sound stupid, but what is CLR? and how would that affect to AOR?

Cancelled my Bank Atlantic card and Advanta card for AOR 2.0 Bank Atlantic would not transfer CL to my personal card so I just cancelled it.

Predicting this week for launch.

it'll be interesting to see the CL if you get the new BofA card, since it says online "up to $15k". sounds like a bit of a starter card, but hopefully can do a CLR above that level if you have it on another card.

hey bro..just wondering if you got any of the inquires yet since the economy is pretty bad..did you get most of those inquires on the same day that you launched..??

Well the less than spectaculur results are starting to come in.

Advanta 2.5K. Are you kifdding, I cancelled a 10K Advanta. Called CSR and asked WTF the nice foreign CSR asked if I wanted a CLI, I said yes but with no hard pull. Explained the situation, he said that if "I make a couple of payments they might reconsider." I said that I made 15 payments on the last card and wanted the same line or more.

Chase - 2 letters, one wanting an address, the other sating I was denied for excessive inq. Anyone have any advie on dealing with the Chase credit ninjas? Chase has been a royal PITA for me through 2 AOR's, they have been a breeze for my wife.

Associated Bank card came in today with the BT check. I am going to BT the 53 money (5 whoppin K) to the associated card if they give me an issue about a checking account.

Overall, a depressing day.

Any denial letters listing reasons for denial?

This AOR really shows the credit freeze is hardkore.. The associated citi is a good win but this really depresses me.. you could end up getting some AA from your existing cards for the new accts and inquiries.

more info:

Citi changed their professional card policy to one per holder (I currently have one TYP and one cash). I can CLR my 80K in lines and close the other 2 but am going to wait for the statement to cycle because of the ~$50.00 in Cash Back. This is a win!

I have a new BOA account that is 15K. They took 15K from my FIA card. I don't care I have about 70K in lines with them. Another win!!

National City Life Springs came in with a 12.5k line but I can't clr from a business card oh well.

Citi wants all sorts of documentation on the "business". I am letting this go. Hopefully I can CLR my previous business line to my new Pro card.

US bank came in at 5K -> CLR'd from baylor (leaving 9.5K) and closed platinum (yeah there was a maintence fee) to 25K

Talked with Chase and now they will only do one app per 6 months boo

Overall a good day. I will update the summary and OP when I get a chance.

I looked up my Bank Atlantic App to find I was denied due to "Sufficient Juniper Credit." I called the CSR and explained I closed the line to reopen it for the BT, she approved my app for the old amount of 20K. I plan to move my Juniper National parks line of 5K to the Bank Atlantic line and take the whole thing.

This means that I only have the Chase Disney App and to close and reopen my Professional card to go.

To clarify, you got the Chase "1 card every 6 months" on the one business card you applied for? If so, this is interesting to me becuase I always thought Chase pretty much segregated their personal and business card departments for application and CL purposes.

Unless they are cracking down on the self-reported $0 net income/0 years in business sole proprieterships that worked last year on their business card applications, maybe it's worth using the single Chase application "bullet" for future AORs on the business end, since those aren't going to report on a personal credit report and thus less apt to start an AA chain?