craig10x said:supposedly is being shut down for everyone..but not by Oct 31st for everyone..... Is this confirmed? I looked on the previous two pages and didn't see where this was confirmed.

My statement says I'm still earning 3 on 3 blah blah.

max210...it's supposed to be affect everyone with the Freedom Card, but not everyone by the Oct 31st date....so you may still "roll with it" for awhile....

I kind of wish they would just clearly tell everyone when and what is going to happen to everyone's account. I'm afraid that they might convert mine to the one with the annual fee and I won't notice until it hits, since my registered address with Chase is not the place I'm currently staying.

You guys have nothing to worry about. When your account gets converted, they'll send you a letter with at least six weeks notice. And if you end up getting converted to a card with a $30 annual fee, that annual fee will be waived for the first year, meaning it won't hit until a year and six weeks from the time you get the letter. You can also request electronic copies of all correspondence.

I've been using Chase Freedom as my primary card for almost two years (approx. $34K in spending over the last 20-21 months) and I've switched. Chase has lost my business because of their downgrade.

Most people here will tell you PenFed or Schwab, which are both good, but one requires membership in a credit union and likely an intrusive application process, and the other requires a Schwab brokerage account.

Personally, I've had the Capital One no hassles cash reward card (2% on gas and groceries, 1% on everything else, 0% APR on purchases for 12 months, no annual fee, cash out your rewards balance at any time) since mid-september and I'm very happy with it. I like the customized picture of my pets that they printed on the face of the card, so that was a factor for me as well. I applied for it in early September, and it was approved quickly and it's now my highest credit line.

goog40 said:I don't know if it's been mentioned, but a few weeks ago I got a letter in the mail about my Freedom Business card, basically outlining some of its benefits. I believe the letter said something about getting a $1000 check after you've accrued $900 in rewards, which is signifantly worse than the $250 check for $200 that they currently offer. I don't think I've seen anything backing that up on their rewards redemption site for now, but maybe they're getting rid of the $250 for $200 bonus too.

Yes, they have gotton rid of $250 for $200 bonus offer. I called chase and they said they have different rewards system now..only get $200 for $200 rewards.. i will not be using CHASE freedom anymore..

Ultideals said:Yes, they have gotton rid of $250 for $200 bonus offer. I called chase and they said they have different rewards system now..only get $200 for $200 rewards.. i will not be using CHASE freedom anymore..

I'm still getting 3% on 3... I'll still use it until it goes away...

Shaksdeals said:Very sneaky of Chase - it's still there, but you can't avail it. There is not "Add to cart" option for $200=>$250.
The "Add to Cart" button is not there because this particular cardholder only has $27.32 in accumulated rewards right now. The $50 and $100 statement credit options don't have the "Add to Card" button either.

Did you not receive a letter notifying you of the "upgrade" to Sapphire? You are entitled to know about any changes to your account in advance. If you did not get a letter and you can get a CSR to admit they never sent one, that will give you leverage to convince them to honor the $200/250 rebate, but it would technically be nothing more than a one-time courtesy, so YMMV.