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alert mods    
rated:
   posted: Nov. 19, 2008 @ 4:54a

Old thread

The old thread is archived and closed, sadly, although I would prefer a mod to open it again. (hint, hint)

The concensus is that Chase now cancels at $.99, previously $1.99.

Please add other data points.

Equally, it would be useful to compile a list below of ultra cheap purchases ($4 or less and especially $2 or less) that can be made with a credit card.

Message edited by: cure on 2009-01-03 18:47:56 CST
   posted: Nov. 19, 2008 @ 4:54a

Advanta canceled at $1.00/$0.99 (May 2009)
Advanta billed at $1.20

AMEX billed at $1.99
AMEX billed at $0.01
AMEX canceled at 0.49 (first statement: balance is 0.49 but nothing is due; second statement: balance adjusted to zero)

Associated Bank billed at $0.99

BofA billed at $0.01/0.03/$0.49/$0.99/$1.00
Best Buy Mastercard billed at $1.10

Capital One canceled at $0.99/$1.00
Capital One Business canceled at $0.99
Capital One billed at $1.01/$1.98/$1.99

Chase now cancels $0.99, previously $1.99

Citi billed for everything, even for a measley $0.02
CitiBusiness billed for $0.99

Citi personal "BALANCE REMOVED DUE TO 3 MOS INACTIVITY" ($0.35)
Citi personal "BALANCE REMOVED DUE TO 3 MOS INACTIVITY" ($0.39)
** Citi personal "Removed balance can be re-applied to the acct as payment within 6(?) months" **

Citizen's Bank Business Card billed at $1.00

Discover canceled at 1.99 (May 2009)
Discover billed at $2.00

Etrade billed at $1.97

Fifth Third billed at $1.96

First National Bank of Omaha (FNBO) billed at $0.99 (on 1/25/09)
First National Bank of Omaha (FNBO) Biz billed at $1.00 (on 11/25/08)

Hooters (MerrickBank) billed at $1.84
Hooters CANCELED at $1.00

HSBC canceled at $0.92
HSBC billed at $0.95

Juniper(Barclays) canceled at $0.99 (May 2009)
Juniper(Barclays) billed at $1.99 (Feb 2007)

Keybank MC billed at $0.99/$1.98

National City Business canceled at $1.00
National City Business canceled at $1.99 (1/9/09)

National City Personal Card (Lifespring) billed at $1.00

Orchard Bank (HSBC) billed at $0.99

Macy's Visa billed at $1.00

MBNA billed at $2.02

PNC(Elan) billed at $1.98
PNC(Elan) canceled at $1.00
PNC(Elan) canceled at $1.00 on 01/08/09
PNC(Elan) billed at $1.00 on 02/08/09
PNC(Elan) cancelled at $0.99 on 03/10/09

Providian/WAMU canceled at $0.99/$1.00
Providian/WAMU billed at $1.01/$1.94/$1.95/$1.99

Penfed cancelled $0.71
Penfed billed at $0.99

Pulaski cancelled $1.00
Pulaski billed at $1.99

RBS cancelled $0.99

Sears MC (by Citi) canceled at $0.99 (used to be $5.00 but stopped as of 7/01/07)
Sears MC (by Citi) billed at $1.00
Sears (regular - not MC) billed at $4.99.

SunTrust billed at $1.99

USAA canceled $0.93/$0.99
USAA billed at $1.00/$1.99

US Bank Platinmum Visa billed $1.09
US Bank Worldperks Visa cancelled $1.00
US Bank Worldperks Visa billed at $1.36
US Bank Worldperks Visa billed $0.92 (0n 10/6/07)
US Bank Baylor Alumni canceled $1.00 (1/8/09)

Wachovia canceled $1.00, however they did NOT cancel two months in a row.
Wachovia (Signature VISA) did not cancel $1.99 (06/23/2009)
Wachovia (Signature VISA) did not cancel $0.99 (07/23/2009)

Wells Fargo canceled at $1.00/$1.06/$1.99

Zions Bank Visa canceled at $1.98

Message edited by: cyberkost on 2009-07-29 21:55:02 CDT

alert mods    
rated:
   posted: Nov. 19, 2008 @ 7:18a

While interesting, is it really worth spending time on $1.99/month with Discover? You'd have to be aware of the small amount, and verify your statement for the credit.


alert mods    
rated:
   posted: Nov. 19, 2008 @ 8:40a

walletfart said:While interesting, is it really worth spending time on $1.99/month with Discover? You'd have to be aware of the small amount, and verify your statement for the credit.(#ofchasecards + #ofdiscovercards) * $1.99 adds up. Do this 12 times year and you could be a millionaire in 8,192 years even without interest.


alert mods    
rated:
   posted: Nov. 19, 2008 @ 11:22p

If you have a stack of these cards, you can do them all at once and put a few gallons of gas in the tank to make it worthwile. It also may have the side benefit of keeping the cards active since they have had activity on them.


alert mods    
rated:
   posted: Nov. 19, 2008 @ 11:30p

Chase billed me for $1.64 on a Cash Plus Rewards.


alert mods    
rated:
   posted: Nov. 20, 2008 @ 9:56a

Chase Freedom cards bill at $1.99 now.


alert mods    
rated:
   posted: Nov. 22, 2008 @ 3:47a

Chase Perfect, Chase Freedom and Chase Amazon Rewards all billed at $1.99 on or after 11/15/08. Chase United Mileage Plus was my last Chase card not to bill for $1.99 on 11/3/08. There must have been a policy change between the 3rd and the 15th.


alert mods    
rated:
   posted: Nov. 22, 2008 @ 4:04a

Chase was still working as of 11/8/08 at $1.99. In case people are trying to pin the *exact* date it died, lol.

Sounds like caput for sure with these reports...just as I was looking forward to my seldom used Wamu cards to get converted to Chase they kill it. Oh well, let's try $0.99 and $1.00 just for kicks ;p


alert mods    
rated:
   posted: Nov. 22, 2008 @ 4:29a

cure said:A new date point is that Chase Sony, after cancelling $1.99 for months, just billed for it. Anyone else seeing the same?

Why yes, I did. I even mentioned it in the thread I started on 11/17 called "Chase billed me for $1.99".

I'm sorry to hear they billed under 1.99 because I tried to schedule payments under 1.99 and Chase wouldn't take it, thought maybe 1.98 might work.

While interesting, is it really worth spending time on $1.99/month with Discover? You'd have to be aware of the small amount, and verify your statement for the credit.

Yes indeed, it was/is for me. What is the cutoff point in your mind for spitting on free money? I've started throwing away pennies in change, so I guess mine is $0.04. In my thread someone asked much the same question, and I calculated that it's about $225/hr after taxes. Wow, it's so much effort to open a new tab while I'm doing other stuff and have roboform log me in...


alert mods    
rated:
   posted: Nov. 23, 2008 @ 10:12a

WalStMonky said:I'm sorry to hear they billed under 1.99 because I tried to schedule payments under 1.99 and Chase wouldn't take it, thought maybe 1.98 might work.
You can schedule payments for $1.99 and under (on Chase's website) only if they are the current balance or minimum payment, you can't enter them as a different amount.... as of:
11/19/2008 11/19/2008 External Withdrawal CHASE - EPAY -$1.96


alert mods    
rated:
   posted: Nov. 23, 2008 @ 10:16a

My concern is if the charge doesn't vanish by the time you get your second (or third) bill with the few cents still showing, that a credit card issuer might not only ding you with a late fee, but will report you past due to the credit bureaus. Is that worth it just to save some pocket change?

Message edited by: burgerwars on 2008-11-23 10:16:58 CST
alert mods    
rated:
   posted: Nov. 23, 2008 @ 10:50a

marpole said:Chase Perfect, Chase Freedom and Chase Amazon Rewards all billed at $1.99 on or after 11/15/08. Chase United Mileage Plus was my last Chase card not to bill for $1.99 on 11/3/08. There must have been a policy change between the 3rd and the 15th.Let's play the game. I'm turning off paperless delivery (they will mail paper statements) and will try $1.99 for a few months on each of my chase cards.


alert mods    
rated:
   posted: Nov. 23, 2008 @ 12:40p

burgerwars said:My concern is if the charge doesn't vanish by the time you get your second (or third) bill with the few cents still showing, that a credit card issuer might not only ding you with a late fee, but will report you past due to the credit bureaus. Is that worth it just to save some pocket change?

So pay when your billed and no worries. Why is that more of a problem with a balance of 1.99 rather than 19,999.99? Anyway, you'd get a late fee if you didn't pay by the due date, it wouldn't slide until the second or third billing. Really, it only requires an IQ of about 80, perhaps even less, to pay your bills on time.


alert mods    
rated:
   posted: Nov. 24, 2008 @ 2:06a

Argh, this is going to cost me $120 a year

Generic Chase card billed 1.99 on 11/19, Chase PerfectCard billed 1.99 on 11/22.

Message edited by: capnanon on 2008-11-24 02:06:58 CST
alert mods    
rated:
   posted: Nov. 24, 2008 @ 12:11p

Thanks to OP for creating a new thread.

Chase billed @ $1.20

Not recent but from old thread ...
HSBC/Orchard billed @ $.92


alert mods    
rated:
   posted: Nov. 24, 2008 @ 3:08p

alpinewhite said:Let's play the game. I'm turning off paperless delivery (they will mail paper statements) and will try $1.99 for a few months on each of my chase cards.

I'm afraid that won't work. I've always had paper statements and never got billed for <$2.00 through 11/11/08. On 11/18/08 Chase mailed me a bill for $1.90.

Message edited by: Krillin on 2008-11-24 15:11:03 CST
alert mods    
rated:
   posted: Nov. 25, 2008 @ 3:36a

Just received my Chase Sony card bill and they billed me at 1.99$. There goes my 240$/ year . Hopefully discover will continue the trend. At least I can make 120$/ year


alert mods    
rated:
   posted: Nov. 25, 2008 @ 4:17a

Chase just billed me for $1.99 too.


alert mods    
rated:
   posted: Nov. 25, 2008 @ 1:57p

My 11/24 Chase Sony Card statement billed me for $1.18.


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