Got that on two of my Chase cards that had statements end yesterday.
Any ideas as what I can set-up for a $0.99 since all the utilities included Verizon...only accept payments of $1.00 or more? Would like to do some type of auto-pay with my Chase for $0.99 a month. Thanks.
I'm just amazed that in the current credit environment people are still playing this game. We are not profitable customers in the first place, So why make yourself even less so? I will just continue reading here about people complaining about cards being closed or lines reduced, None of which have happened to me. This game is a case of being penny wise and dollar foolish. Why not just go all out and get in line at food kitchens, Much better savings
One of the handy things about this is keeping 'sockdrawered' cards active. If they cut me off for making small charges oh well, they'd have cut me off for not making any charges either.
I only do the food bank thing on Thanksgiving, because the quality of food on most days just isn't fit for anyone who isn't deperate to survive. But on Turkey Day all sorts of people bring good food and volunteer to give it away. I also get to go without bathing or changing my clothes for 2 days!
WalStMonky said: One of the handy things about this is keeping 'sockdrawered' cards active. If they cut me off for making small charges oh well, they'd have cut me off for not making any charges either.
Exactly! My wife doesn't even like keeping the discover card (even though I made $40 paying the ATT bill last week with it).
If it stays active I'll make 1.99/mo+5%CashBack if I spend it on gas and double points if my wife spends it at Lands End. If it's dropped my wife will be happy to be rid of them. This looks a no-lose proposition.
As a bonus I won't spend money on video games if I'm busy playing stick-it-to-the-man.
Cheapoking said: The way things have shaped to be now days, I wouldn't risk anything. Congrats to those for whom this has/is working for, I'd sit on the sidelines for this one."Risking" something that has no utility isnt really a risk.
EugeneV said: I will try PNC for 0.99 WaMu now has the same message as Chase. Works for 0.99. I have not tried $1 recently.
I'm testing PNC @ $0.99 too. Will know the answer on Mar 6-8. As for Chase/WaMu I believe both billed @ $1 in the recent past (and canceled @ $0.99) ... I don't think them getting user-friendlier is likely.
But they report $1 balance to the credit bureaus!!! Actually, probably true for all ELAN-issued cards.
Yep, I noticed that too ... it's good in a sense that card utilization is documented, but for a mildly intelligent human looking at such a credit report it'll be obvious that (s)he is looking at a credit report of a "gamer" ... I guess if I had a choice I'd have chosen $0 balance reported.
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