2% credit card- Charles Schwab Visa ** Card is dead**

jgalt23 said:   

Can new people sign up for the card through FIA? I've told people about the card and they are incredulous and want one.

Thanks for all the replies.

Bro, you are really late.

mountainview said:   household 2%

applied. i was approved for the Secured 2% card with annual fee.

WTF?

yurgreat said:   mountainview said:   household 2%

applied. i was approved for the Secured 2% card with annual fee.

WTF?Did you read here?

It is our goal to offer you the credit card that best fits your credit profile based on your consumer credit report and other information you provide us. You may be offered a secured or unsecured credit card which will be disclosed to you before your application is processed.

Here's how our card selection process works:

Complete our secure inquiry form and select the Submit button. We'll attempt to pre-qualify you in as little as 30 seconds, without affecting your credit score!
View the credit card you're actually pre-qualified for, then select Continue. Our process takes out the guesswork.*
Read the terms and conditions of the credit card you've selected and if you agree to the terms, then click Submit Application and we'll process your application.
Complete any additional steps, like choosing a card design, and your application is done!

* Remember, our pre-qualification is risk-free. If you do not like the credit card we offer you, click the No Thanks button and no other creditors will know that you inquired with us. Try it today!

jtclin said:   Bro, you are really late.
I realize that. I signed up for the card when it first came out and haven't really followed it since then. It seems like the best thing going though.

So I take it you can't sign up for this card any longer? What's the closest thing to this now? I hear the Fidelity AMEX is good too. Thanks.

jgalt23 said:   Does the card have 100% fraud protection?

Can new people sign up for the card through FIA? I've told people about the card and they are incredulous and want one.

Thanks for all the replies.

P.S. Anyone else find the FIA website awful?

I just had some fraudulent charges pending and was promptly called by their (I'm assuming FIA) Fraud Dept. Excellent customer service and it was nice knowing that someone was monitoring my card 24/7. They also waived the fee for next day shipping of the card. Not sure this perk is typical with other issuers, just thought it might be helpful for others.

kmith said:   skwz said:   I just had some fraudulent charges pending ... Excellent customer service
Same here.
Someone had booked a flight on Jamaica Airlines and billed me.
What's your story?

Card was used to make 3 consecutive >$100 fraudulent purchases at a nearby Express, so I'm guessing the card was compromised when shopping around town.

brainpain said:   I wonder what triggers the free next day shipping?

If you had asked for it FIA most likely would have given you next day shipping. I also had to replace my card once and the representative asked me if regular mail would be ok, but I told them I wanted to use the card sooner. So they agreed to send it out via next day shipping.

Ah, thanks - I'm an idiot then

I wish I had thought to ask for that, especially after waiting a MONTH for the first replacement card. Good tip though, thanks, and I'll keep it in mind for the future!

I went to the bank today to open the account. They specifically said credit cards would be treated as cash advance, and the receipt said the same thing. Shame, but at least they were nice enough to warn me.

Yup, it's always a cash advance when you open an account in branch at Chase. It's almost always coded as a purchase when you fund online though.

Chase online funding only accepts debit cards now IME. (or ACH transfer)

The transaction fee I am offered is 3% (min 10$) but it is until June 2012.

I wonder if one can talk a CSR in lowering the percentage even more.

DavidScubadiver,

I have a lot of respect for your input on this forum. Here is something to consider.

Some answers to your question:
- because in this environment BT offers, especially those with DD, are rare;
- because a person has a large amount on CC and is looking "fat-walletly" for a way to avoid paying 15-25%;
- because this BT does not risk another hard pull and a chance of being rejected;
- because every situation is different; I'm now in a country where CDs pay up to 5,5% for dollars and up to 10% on local currency; it is protected by the state for up to $25K.

Don't sweat about it. Let's rather continue to join efforts in finding the "fatwalletest" deal.

Peace,

Had a really good run with this card and would hate to see it go. However, I cannot say I am surprised by the news.

Crap this is my primary card.

thinvalet said:   I already have the Schwab visa card. I was calling and speaking to them today about some account issue, and the lady on the phone said that FIA Card Services would no longer be managing this rewards card starting in a couple of weeks. She said notices would be going out next week.

Bank of America is taking over direct management of the cards, and she said that the 2% rewards program would also change. She did not know in what way it would change.

Does anybody have more info on this? She seemed fairly knowledgeable about it...
Maybe it will go to 3%?

foomeister said:   FIA certainly hasn't put any investment into its web design to give any indication of looking to the future.
Half the time I go to fiacardservices.com, I get an error message from my web browser saying, "Safari can’t open the page “https://www.ibsnetaccess.com/NASApp/NetAccess/LoginDisplay” because Safari can’t find the server “www.ibsnetaccess.com”."

Does anyone else have this problem too? I don't have this problem with any other websites.

I'm guessing a lowering of the Cash Back rate or total change of the reward structure and no more 0% FETF.

Just spoke w/ an FIA rep. Letters going out tomorrow offering card holders opportunity to switch by 10/15 to a BofA Privileges card, still (supposedly) w/ 2%.