bmx said:I applied at 12/25 and get the card today.
It is a separate register account on fiacardservice.com.
They has free billpay for other credit card. (but no reward point for paying credit card and no billpay service too.)
There is no way to combine with fidelity.com too.

FYI, I was able to add this account to my other FIA credit card. At the login screen there is an Add Another Account link.

vkva said:bmx said:I applied at 12/25 and get the card today.
It is a separate register account on fiacardservice.com.
They has free billpay for other credit card. (but no reward point for paying credit card and no billpay service too.)
There is no way to combine with fidelity.com too.

Do you mean, it did not let you add another credit card account number to an existing ibsnetaccess.com login?
It let me do it and so billpay is working.

I mean I can not add this card to fidelity.com. I do add to fiacardservice.com
the billpay is useless since no rebate available for billpay credit card bill. (lol)

Spoke with CSR. The 1.5% Fido Visa card will not be upgraded to 2% until after the intial AMEX offer has enough participants to make it a "stable account". The CSR mentioned that this promotional period is typically 6-12 mos. After then, I was lead to believe that the Visa card will get bumped up.

I applied online for the AMEX card on Dec. 30th. Did not recieve instant approval. Called the CRS and my app was immediatley accepted. Recieve the card on on Jan. 3.

remingrw said:Spoke with CSR. The 1.5% Fido Visa card will not be upgraded to 2% until after the intial AMEX offer has enough participants to make it a "stable account". The CSR mentioned that this promotional period is typically 6-12 mos. After then, I was lead to believe that the Visa card will get bumped up.

I applied online for the AMEX card on Dec. 30th. Did not recieve instant approval. Called the CRS and my app was immediatley accepted. Recieve the card on on Jan. 3.

Thanks for the info. Guess I'll go ahead and apply for a new card.

I just checked out the redemption options for getting a check. They are:

POINT VALUE CASH REWARD
2,500 $12.50 Check
5,000 $25 Check
7,500 $37.50 Check
10,000 $80 Check
15,000 $120 Check
20,000 $160 Check
25,000 $250 Check
35,000 $350 Check
50,000 $500 Check

You get 2 points for every dollar spent. So if you save up 25,000 points, it is a 2% rebate card for everyone, not just Fidelity account holders.

Joe1690 said:What I really think is going on is that fidelity is assuming many customers don't read the fine print and thus were not aware that the existing card could be used for retirement accounts as well.

This is actually a surprisingly pleasant thing that I've noticed about fidelity. Their advertised terms are often stricter than their fine print. Fidelity seems to operate in a more hands-on common sense way then I'm used to with banks. With fidelity they often don't even apply the rules or charge the fees that they print. On the other hand with a bank you often run into rules or get charged fees that you didn't even notice existed in the first place.

Also has anyone answered the question of whether you can convert a visa account over to this new 2% AMEX one? I plan on trying this afternoon.

I applied for this 2% AMEX card a couple of days ago. My current Fidelity 1.5% MasterCard's credit limit has been reduced by $5,000 (still has "reasonable" limit). Don't know the status of the AMEX application yet. My guess is that BofA reduced my existing card's limit to give me the AMEX card.

i applied middle of last week and got the "can't make an instant decision" message. card showed up in the mail less than 5 days later.

really glad to find this thread as i was looking for a new main card after having to cancel my SPG AMEX since they wouldn't waive the fee for another year. so thanks!

When you apply using smartcash account, what should we put in fidelity account number? Using the account number (acutally it contains letters and numbers) showing online or using the account number showing in the check book. I haven't use ACH before, does it work when we do ACH if put the onlineaccount number?

marvelous35 said:I just checked out the redemption options for getting a check. They are:

POINT VALUE CASH REWARD
2,500 $12.50 Check
5,000 $25 Check
7,500 $37.50 Check
10,000 $80 Check
15,000 $120 Check
20,000 $160 Check
25,000 $250 Check
35,000 $350 Check
50,000 $500 Check

You get 2 points for every dollar spent. So if you save up 25,000 points, it is a 2% rebate card for everyone, not just Fidelity account holders.

yeah, at $12,500 annual spend, that's only about $1000 per month. and cause the entire amount is redeemed at 2%, there's no tiering that some other cards (like AMEX Cash Rebate) have