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ATM surcharge refunds - use any ATM for free, regardless of who owns it in: Subjects › Discussion

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SegaRob said:Glitch99 said:SegaRob said:add metropolitan national bankLink?http://www.metropolitannationalbank.com/personalChecking.aspx

It's a great free account, but they don't have a lot of branches. They had a $200 bonus for DD, but they are really picky about it being a real DD from employer / government. They don't accept ACH pushes and they will disqualify the bonus. I'm not sure if that offer is still available.
I think someone misread my post and incorrectly updated the QS. I've fixed the error. Just to clarify, no DD is required for this account and rebates post the same day.


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Please add the following to the "Rewards Checking Accounts that offer unlimited ATM reimbursements nationwide, when monthly requirements are met"

Citizens Bank of Ashville, Choice Rewards Checking (Central Ohio)
http://www.citizensbankashville.com/

They refund all of them without a cap if you meet the reqs, plus a 5.25% APR checking acct.


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There needs be a distinction of which accounts are available to all US customers and those tha are only available to local customers in that state or region.


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Can anyone state which have no fees Internationally? I can't use fidelity or schwab or any that require brokerage accounts due to my currenty company.


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howie888 said:Can anyone state which have no fees Internationally? I can't use fidelity or schwab or any that require brokerage accounts due to my currenty company.metropolitan national bank does. QS updated.


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Added Cal National Bank to QS - unlimited rebates, fee free with $500 balance - available at least in SoCal, don't know if it's nationwide or not.


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Updated QS - TriStone Free Checking not nationally available anymore, but their rewards checking account is.


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Removed Redneck Bank from list - no longer offering rewards account.


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sethdallob said:Added Cal National Bank to QS - unlimited rebates, fee free with $500 balance - available at least in SoCal, don't know if it's nationwide or not.No, not nationwide (atleast not available in NY).


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Does Acacia Federal's Saver's Choice Account still offer unlimited ATM reinbursements? I cannot seem to get a clear answer.

Thanks


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Why don't you call them?


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frank10b said:Does Acacia Federal's Saver's Choice Account still offer unlimited ATM reinbursements? I cannot seem to get a clear answer.

Thanks

they do, i guess however some cs reps did not know. it seems like a small bank, any experiences with

Acacia Federal's Saver's Choice Account


nice people

thanks

Message edited by: frank10b on 2009-11-03 18:26:50 CST
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I've had a checking account with them for a while and it's been fine for me. I've been a fairly low profile user though and haven't had to call for much.


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Comerica Bank's "On The Job Banking (OTJB)" account gives waiver / refund of Comerica and other banks' charges when using non-Comerica U.S. ATMs. To be eligible for OTJB, you need to be an employee or an owner of a company that has a relationship with Comerica.


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Updated QS with new EverBank requirement that you must maintain an average monthly balance > $5,000 to qualify for ATM surcharge refunds.

The QS says the HSBC Online Savings Account rebates 3 ATM surcharges/month, but I don't see anything about this on HSBC's website. Does anyone have a link to this info on HSBC's website?

thanks


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Another note regarding the QS - a lot of the reward checking accounts are not available nationwide - call first.


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beethovengirl said:The QS says the HSBC Online Savings Account rebates 3 ATM surcharges/month, but I don't see anything about this on HSBC's website. Does anyone have a link to this info on HSBC's website?It looks like its only the Online PAYMENT account that gets the rebates; I've updated the account name and link accordingly.


sethdallob said:Another note regarding the QS - a lot of the reward checking accounts are not available nationwide - call first.Yes - all were nationally available when added to the list, but I havent re-verified them since.


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Removed Ebank from the QS, as they got seized today by the FDIC...


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sethdallob said:Removed Ebank from the QS, as they got seized today by the FDIC...

really? wow...i kind of expected that was coming...they recently had a "1" Safe and Sound Rating at Bankrate monitor (1 being the worst 5 being the best)......lol

Message edited by: craig10x on 2009-08-22 09:08:20 CDT
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Community National Bank "Community Rewards Checking"

Not adding it to the list, as it is only available in the southeast states. But wanted to point out, from their account terms:

*ATM fee refunds on 10 transactions per cycle, up to $999 when qualifications are met.

A $999 cap for a maximum of 10 rebates??? That's allowing for a $100 surcharge PER WITHDRAWAL. I'd like to be that ATM owner.....


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